Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's VELLORE branch in VELLORE, TAMIL NADU. The branch's IFSC code KKBK0008790 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0008790 is the IFSC of Kotak Mahindra Bank Limited's VELLORE branch. The format is fixed: KKBK = bank code, 0 = reserved, 008790 = branch identifier.
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Vellore branch in Vellore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0008790.
About this branch
The branch is located at 5 MARAKADDAI STREET VELLORE 632004. It serves the Vellore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008790 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Vellore |
| IFSC Code | KKBK0008790 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5 MARAKADDAI STREET VELLORE 632004 |
| City | Vellore |
| District | Vellore |
| State | Tamil Nadu |
| STD Code | 1860 |
| Phone | 2662666 |
Why every Kotak Mahindra Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VELLORE of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0008790 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0008790 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008790 and the account number together uniquely identify the Vellore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC KKBK0008790
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008790 across all three.
How to use IFSC KKBK0008790 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's VELLORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KKBK0008790.
- Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as VELLORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VELLORE
If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's VELLORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008790 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Kotak Mahindra Bank Limited – VELLORE, use IMPS. With IFSC KKBK0008790 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0008790 for Kotak Mahindra Bank Limited – VELLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0008790 | Yes – KKBK0008790 | Yes – KKBK0008790 |
For most retail customers crediting the Vellore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's VELLORE branch, the IFSC KKBK0008790 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vellore branch is mapped to IFSC KKBK0008790 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0008790.
Products and services
Customers walking into the Vellore branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KKBK0008790
Digital banking channels
Most day-to-day work that customers used to do at the Vellore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0008790 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Vellore branch
The branch is located at 5 MARAKADDAI STREET VELLORE 632004, which puts it inside Vellore, the broader Vellore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Vellore branch” — the verified location pin for IFSC KKBK0008790 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0008790 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – VELLORE:
- The IFSC is exactly KKBK0008790 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Kotak Mahindra Bank Limited as the bank name and VELLORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vellore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0008790, however, work 24x7.
Verifying IFSC KKBK0008790 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0008790 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Branch address & contact
Kotak Mahindra Bank LimitedVellore Branch
5 MARAKADDAI STREET VELLORE 632004
Vellore, Tamil Nadu
Phone: 1860-2662666
IFSC: KKBK0008790
Frequently asked questions
What is the phone number of Kotak Mahindra Bank Limited Vellore branch?
You can reach the branch at 1860-2662666 during regular banking hours.
Does Kotak Mahindra Bank Limited Vellore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2662666 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vellore branch but serve different purposes.
How quickly will an NEFT transfer using KKBK0008790 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Vellore reflect within 30 minutes.
What is the IFSC code of Kotak Mahindra Bank Limited Vellore branch?
The IFSC code of Kotak Mahindra Bank Limited, Vellore branch is KKBK0008790. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Kotak Mahindra Bank Limited Vellore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0008790, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC KKBK0008790 valid for NEFT and RTGS?
Yes. IFSC KKBK0008790 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code KKBK0008790 belongs to Kotak Mahindra Bank Limited's VELLORE branch, located at 5 MARAKADDAI STREET VELLORE 632004 in VELLORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
