IFSC Code of Kotak Mahindra Bank Limited, Yeshwant Urban Co Op Bank Ltd Udgir Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, YESHWANT URBAN CO OP BANK LTD UDGIR branch in UDGIR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0YUCB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YESHWANT URBAN CO OP BANK LTD UDGIR branch, and detailed step-by-step guides for using the IFSC KKBK0YUCB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – YESHWANT URBAN CO OP BANK LTD UDGIR is KKBK0YUCB01. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters YUCB01 map to this branch in UDGIR, MAHARASHTRA.

Branch details at a glance

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Yeshwant Urban Co Op Bank Ltd Udgir branch — IFSC KKBK0YUCB01 — extends the bank's services to customers in and around Udgir, Maharashtra.

About the Yeshwant Urban Co Op Bank Ltd Udgir branch

The Yeshwant Urban Co Op Bank Ltd Udgir branch of Kotak Mahindra Bank Limited is situated at YESHWANT URBAN CO OP BANK LTD UDGIR MUKKAWAR BUILDING MUKKAWAR CHOWK UDGIR 413517. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0YUCB01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's YESHWANT URBAN CO OP BANK LTD UDGIR branch came to be assigned the code KKBK0YUCB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0YUCB01, money simply cannot be routed to the YESHWANT URBAN CO OP BANK LTD UDGIR branch electronically.

How to transfer money using IFSC KKBK0YUCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0YUCB01 across all three.

How to use IFSC KKBK0YUCB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's YESHWANT URBAN CO OP BANK LTD UDGIR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0YUCB01.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as YESHWANT URBAN CO OP BANK LTD UDGIR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to YESHWANT URBAN CO OP BANK LTD UDGIR

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's YESHWANT URBAN CO OP BANK LTD UDGIR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0YUCB01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – YESHWANT URBAN CO OP BANK LTD UDGIR, use IMPS. With IFSC KKBK0YUCB01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Yeshwant Urban Co Op Bank Ltd Udgir

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0YUCB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at YESHWANT URBAN CO OP BANK LTD UDGIR is still linked to IFSC KKBK0YUCB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0YUCB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – YESHWANT URBAN CO OP BANK LTD UDGIR is still mapped to IFSC KKBK0YUCB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0YUCB01 and the beneficiary's account number to complete the transfer.

Account types you can open at the Yeshwant Urban Co Op Bank Ltd Udgir branch

Once you have an account at Kotak Mahindra Bank Limited – YESHWANT URBAN CO OP BANK LTD UDGIR, the IFSC KKBK0YUCB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Yeshwant Urban Co Op Bank Ltd Udgir branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9923205068.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0YUCB01

MICR & cheque-truncation details

Cheques drawn on the Yeshwant Urban Co Op Bank Ltd Udgir branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0YUCB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KKBK0YUCB01

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the YESHWANT URBAN CO OP BANK LTD UDGIR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0YUCB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0YUCB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – YESHWANT URBAN CO OP BANK LTD UDGIR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0YUCB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Yeshwant Urban Co Op Bank Ltd Udgir branch sits at YESHWANT URBAN CO OP BANK LTD UDGIR MUKKAWAR BUILDING MUKKAWAR CHOWK UDGIR 413517. If you are travelling from outside Udgir, search for the branch on a maps application using the bank name and locality, or call 9923205068 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0YUCB01 and your account number.

Verifying IFSC KKBK0YUCB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0YUCB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9923205068.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Yeshwant Urban Co Op Bank Ltd Udgir are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0YUCB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0YUCB01 is the IFSC code of Kotak Mahindra Bank Limited, YESHWANT URBAN CO OP BANK LTD UDGIR branch, in UDGIR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.