IFSC Code of Kotak Mahindra Bank Limited, Tiruvottiyur Branch, Tamil Nadu

Below are the complete branch details for Kotak Mahindra Bank Limited, TIRUVOTTIYUR branch, located in TIRUVOTTIYUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0008787. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0008787 for Kotak Mahindra Bank Limited – TIRUVOTTIYUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – TIRUVOTTIYUR is KKBK0008787. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008787 map to this branch in TIRUVOTTIYUR, TAMIL NADU.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tiruvottiyur branch in Tiruvottiyur, Tamil Nadu is part of this network and uses the IFSC code KKBK0008787 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 91 92 AND93 SSM COMPLEX I FLOOR T H ROAD KALADIPET TIRUVOTTIYUR 600019. It serves the Tiruvottiyur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008787 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's TIRUVOTTIYUR branch came to be assigned the code KKBK0008787.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0008787, money simply cannot be routed to the TIRUVOTTIYUR branch electronically.

Products and account variants supported

Every account opened at the Tiruvottiyur branch is mapped to IFSC KKBK0008787 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0008787.

Products and services

Customers walking into the Tiruvottiyur branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008787

How to transfer money using IFSC KKBK0008787

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008787 across all three.

How to use IFSC KKBK0008787 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's TIRUVOTTIYUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0008787.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as TIRUVOTTIYUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to TIRUVOTTIYUR

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's TIRUVOTTIYUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008787 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited TIRUVOTTIYUR (IFSC KKBK0008787)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0008787 in your mobile or internet banking app, and the money is credited to the TIRUVOTTIYUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tiruvottiyur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0008787:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TIRUVOTTIYUR is still linked to IFSC KKBK0008787.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's TIRUVOTTIYUR branch, the IFSC KKBK0008787 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0008787

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TIRUVOTTIYUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008787 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008787 and the account number together uniquely identify the Tiruvottiyur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – TIRUVOTTIYUR:

• The IFSC is exactly KKBK0008787 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and TIRUVOTTIYUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Tiruvottiyur branch sits at 91 92 AND93 SSM COMPLEX I FLOOR T H ROAD KALADIPET TIRUVOTTIYUR 600019. If you are travelling from outside Tiruvottiyur, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0008787 and your account number.

Verifying IFSC KKBK0008787 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0008787 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Tiruvottiyur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008787 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0008787 belongs to Kotak Mahindra Bank Limited's TIRUVOTTIYUR branch, located at 91 92 AND93 SSM COMPLEX I FLOOR T H ROAD KALADIPET TIRUVOTTIYUR 600019 in TIRUVOTTIYUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.