IFSC Code of Kotak Mahindra Bank Limited, Tirunelveli - South Car Street Branch, Tamil Nadu

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, TIRUNELVELI - SOUTH CAR STREET branch in TIRUNELVELI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is KKBK0008817. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TIRUNELVELI - SOUTH CAR STREET branch, and detailed step-by-step guides for using the IFSC KKBK0008817 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's TIRUNELVELI - SOUTH CAR STREET branch, the IFSC KKBK0008817 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 008817 identifies this particular branch.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Tirunelveli - South Car Street branch in Tirunelveli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0008817.

Branch details at a glance

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD, NO.19, SOUTH CAR STREET, TIRUNELVELI TOWN - 627006. TAMIL NADU. It serves the Tirunelveli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008817 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUNELVELI - SOUTH CAR STREET of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0008817 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0008817 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Tirunelveli - South Car Street branch

Once you have an account at Kotak Mahindra Bank Limited – TIRUNELVELI - SOUTH CAR STREET, the IFSC KKBK0008817 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Tirunelveli - South Car Street branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008817

How to transfer money using IFSC KKBK0008817

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008817 across all three.

NEFT to Kotak Mahindra Bank Limited, TIRUNELVELI - SOUTH CAR STREET using IFSC KKBK0008817

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008817, and confirm that the system picks up Kotak Mahindra Bank Limited – TIRUNELVELI - SOUTH CAR STREET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TIRUNELVELI - SOUTH CAR STREET

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's TIRUNELVELI - SOUTH CAR STREET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008817 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited TIRUNELVELI - SOUTH CAR STREET (IFSC KKBK0008817)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0008817 in your mobile or internet banking app, and the money is credited to the TIRUNELVELI - SOUTH CAR STREET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tirunelveli - South Car Street

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0008817:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TIRUNELVELI - SOUTH CAR STREET is still linked to IFSC KKBK0008817.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's TIRUNELVELI - SOUTH CAR STREET branch, the IFSC KKBK0008817 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0008817

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TIRUNELVELI - SOUTH CAR STREET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008817 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008817 and the account number together uniquely identify the Tirunelveli - South Car Street branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – TIRUNELVELI - SOUTH CAR STREET:

• The IFSC is exactly KKBK0008817 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and TIRUNELVELI - SOUTH CAR STREET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Tirunelveli - South Car Street branch

The branch is located at KOTAK MAHINDRA BANK LTD, NO.19, SOUTH CAR STREET, TIRUNELVELI TOWN - 627006. TAMIL NADU, which puts it inside Tirunelveli, the broader Tirunelveli district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Tirunelveli - South Car Street branch” — the verified location pin for IFSC KKBK0008817 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0008817 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0008817 for Kotak Mahindra Bank Limited – TIRUNELVELI - SOUTH CAR STREET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tirunelveli - South Car Street branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0008817, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0008817 is the IFSC code of Kotak Mahindra Bank Limited, TIRUNELVELI - SOUTH CAR STREET branch, in TIRUNELVELI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.