IFSC Code of Kotak Mahindra Bank Limited, Thiruvananthapuram Kazhakkoottam Branch, Kerala

Below are the complete branch details for Kotak Mahindra Bank Limited, THIRUVANANTHAPURAM KAZHAKKOOTTAM branch, located in THIRUVANANTHAPURAM, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0009210. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0009210 for Kotak Mahindra Bank Limited – THIRUVANANTHAPURAM KAZHAKKOOTTAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0009210 is the IFSC of Kotak Mahindra Bank Limited's THIRUVANANTHAPURAM KAZHAKKOOTTAM branch. The format is fixed: KKBK = bank code, 0 = reserved, 009210 = branch identifier.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Thiruvananthapuram Kazhakkoottam branch in Thiruvananthapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0009210.

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD PADMANABHAM TECHNOPARK CAMPUS KAZHAKOOTAM THIRUVANANTHAPURAM 695581 KERALA. It serves the Thiruvananthapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0009210 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's THIRUVANANTHAPURAM KAZHAKKOOTTAM branch came to be assigned the code KKBK0009210.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0009210, money simply cannot be routed to the THIRUVANANTHAPURAM KAZHAKKOOTTAM branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0009210 and the account number together uniquely identify the Thiruvananthapuram Kazhakkoottam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KKBK0009210

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0009210 across all three.

How to use IFSC KKBK0009210 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THIRUVANANTHAPURAM KAZHAKKOOTTAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0009210.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THIRUVANANTHAPURAM KAZHAKKOOTTAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THIRUVANANTHAPURAM KAZHAKKOOTTAM

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THIRUVANANTHAPURAM KAZHAKKOOTTAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0009210 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited THIRUVANANTHAPURAM KAZHAKKOOTTAM (IFSC KKBK0009210)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0009210 in your mobile or internet banking app, and the money is credited to the THIRUVANANTHAPURAM KAZHAKKOOTTAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Thiruvananthapuram Kazhakkoottam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0009210:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THIRUVANANTHAPURAM KAZHAKKOOTTAM is still linked to IFSC KKBK0009210.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0009210

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THIRUVANANTHAPURAM KAZHAKKOOTTAM is still mapped to IFSC KKBK0009210. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0009210 and the beneficiary's account number to complete the transfer.

Account types you can open at the Thiruvananthapuram Kazhakkoottam branch

Once you have an account at Kotak Mahindra Bank Limited – THIRUVANANTHAPURAM KAZHAKKOOTTAM, the IFSC KKBK0009210 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Thiruvananthapuram Kazhakkoottam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0009210

Online banking and IFSC KKBK0009210

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THIRUVANANTHAPURAM KAZHAKKOOTTAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0009210 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Thiruvananthapuram Kazhakkoottam branch sits at KOTAK MAHINDRA BANK LTD PADMANABHAM TECHNOPARK CAMPUS KAZHAKOOTAM THIRUVANANTHAPURAM 695581 KERALA. If you are travelling from outside Thiruvananthapuram, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0009210 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THIRUVANANTHAPURAM KAZHAKKOOTTAM:

• The IFSC is exactly KKBK0009210 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THIRUVANANTHAPURAM KAZHAKKOOTTAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thiruvananthapuram Kazhakkoottam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0009210, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0009210 for Kotak Mahindra Bank Limited – THIRUVANANTHAPURAM KAZHAKKOOTTAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0009210 is the IFSC code of Kotak Mahindra Bank Limited, THIRUVANANTHAPURAM KAZHAKKOOTTAM branch, in THIRUVANANTHAPURAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.