IFSC Code of Kotak Mahindra Bank Limited, The Shirpur Peoples Co Op Ltd Shirpur Branch Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch in SHIRPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0SPCB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch, and detailed step-by-step guides for using the IFSC KKBK0SPCB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH is KKBK0SPCB01. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SPCB01 map to this branch in SHIRPUR, MAHARASHTRA.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Shirpur Peoples Co Op Ltd Shirpur Branch branch in Shirpur, Maharashtra is part of this network and uses the IFSC code KKBK0SPCB01 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at THE SHIRPUR PEOPLES CO-OP LTD SHIRPUR BRANCH, MAHARAJA COMPLEX, SHIRPUR-425405 DIST DHULE, MAHARASHTRA. It serves the Shirpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0SPCB01 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch came to be assigned the code KKBK0SPCB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0SPCB01, money simply cannot be routed to the THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch electronically.

Account types you can open at the The Shirpur Peoples Co Op Ltd Shirpur Branch branch

Once you have an account at Kotak Mahindra Bank Limited – THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH, the IFSC KKBK0SPCB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Shirpur Peoples Co Op Ltd Shirpur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2563-295271.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0SPCB01

How to transfer money using IFSC KKBK0SPCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SPCB01 across all three.

How to use IFSC KKBK0SPCB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0SPCB01.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SPCB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH (IFSC KKBK0SPCB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0SPCB01 in your mobile or internet banking app, and the money is credited to the THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Shirpur Peoples Co Op Ltd Shirpur Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0SPCB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH is still linked to IFSC KKBK0SPCB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0SPCB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH is still mapped to IFSC KKBK0SPCB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0SPCB01 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Shirpur Peoples Co Op Ltd Shirpur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0SPCB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Shirpur Peoples Co Op Ltd Shirpur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0SPCB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH:

• The IFSC is exactly KKBK0SPCB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Shirpur Peoples Co Op Ltd Shirpur Branch branch

The branch is located at THE SHIRPUR PEOPLES CO-OP LTD SHIRPUR BRANCH, MAHARAJA COMPLEX, SHIRPUR-425405 DIST DHULE, MAHARASHTRA, which puts it inside Shirpur, the broader Dhule district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited The Shirpur Peoples Co Op Ltd Shirpur Branch branch” — the verified location pin for IFSC KKBK0SPCB01 should appear at the top of the results.
2. Confirm the branch is open by calling 2563-295271 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SPCB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0SPCB01 for Kotak Mahindra Bank Limited – THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Shirpur Peoples Co Op Ltd Shirpur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0SPCB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0SPCB01 is the IFSC code of Kotak Mahindra Bank Limited, THE SHIRPUR PEOPLES CO OP LTD SHIRPUR BRANCH branch, in SHIRPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.