IFSC Code of Kotak Mahindra Bank Limited, Raj Rajeshwari Mahila Nagrik Sahak Branch, Madhya Pradesh

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch in SHAJAPUR, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is KKBK0RRMN01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch, and detailed step-by-step guides for using the IFSC KKBK0RRMN01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK is KKBK0RRMN01. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RRMN01 map to this branch in SHAJAPUR, MADHYA PRADESH.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Raj Rajeshwari Mahila Nagrik Sahak branch — IFSC KKBK0RRMN01 — extends the bank's services to customers in and around Shajapur, Madhya Pradesh.

Branch details at a glance

About the Raj Rajeshwari Mahila Nagrik Sahak branch

The Raj Rajeshwari Mahila Nagrik Sahak branch of Kotak Mahindra Bank Limited is situated at MAHILA NAGRIK SHAKARI BANK NAI SADAK NAGAR RADHA TAKIAZ SHAJAPUR 4652001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0RRMN01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch came to be assigned the code KKBK0RRMN01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0RRMN01, money simply cannot be routed to the RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch electronically.

Products and account variants supported

Every account opened at the Raj Rajeshwari Mahila Nagrik Sahak branch is mapped to IFSC KKBK0RRMN01 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0RRMN01.

Banking services available

The Raj Rajeshwari Mahila Nagrik Sahak branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9424804768.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0RRMN01

How to transfer money using IFSC KKBK0RRMN01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0RRMN01 across all three.

NEFT to Kotak Mahindra Bank Limited, RAJ RAJESHWARI MAHILA NAGRIK SAHAK using IFSC KKBK0RRMN01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0RRMN01, and confirm that the system picks up Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0RRMN01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK, ensure your bank's portal accepts IFSC KKBK0RRMN01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK, use IMPS. With IFSC KKBK0RRMN01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Raj Rajeshwari Mahila Nagrik Sahak

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0RRMN01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJ RAJESHWARI MAHILA NAGRIK SAHAK is still linked to IFSC KKBK0RRMN01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch, the IFSC KKBK0RRMN01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0RRMN01

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0RRMN01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Raj Rajeshwari Mahila Nagrik Sahak branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0RRMN01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KKBK0RRMN01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0RRMN01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Raj Rajeshwari Mahila Nagrik Sahak branch sits at MAHILA NAGRIK SHAKARI BANK NAI SADAK NAGAR RADHA TAKIAZ SHAJAPUR 4652001. If you are travelling from outside Shajapur, search for the branch on a maps application using the bank name and locality, or call 9424804768 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0RRMN01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0RRMN01 for Kotak Mahindra Bank Limited – RAJ RAJESHWARI MAHILA NAGRIK SAHAK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raj Rajeshwari Mahila Nagrik Sahak branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0RRMN01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0RRMN01 is the IFSC code of Kotak Mahindra Bank Limited, RAJ RAJESHWARI MAHILA NAGRIK SAHAK branch, in SHAJAPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.