IFSC Code of Kotak Mahindra Bank Limited, Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road Branch, Gujarat

Below are the complete branch details for Kotak Mahindra Bank Limited, VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch, located in RAJKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0VCCB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0VCCB01 for Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch, the IFSC KKBK0VCCB01 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and VCCB01 identifies this particular branch.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0VCCB01.

Branch details at a glance

About the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch

The Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch of Kotak Mahindra Bank Limited is situated at VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE (KANAK ROAD)VIJAY BHAVAN, KANAK ROAD , RAJKOT -360001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0VCCB01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch came to be assigned the code KKBK0VCCB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0VCCB01, money simply cannot be routed to the VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch electronically.

Account types you can open at the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch

Once you have an account at Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD, the IFSC KKBK0VCCB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 281-2222785.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0VCCB01

How to transfer money using IFSC KKBK0VCCB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0VCCB01 across all three.

NEFT to Kotak Mahindra Bank Limited, VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD using IFSC KKBK0VCCB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0VCCB01, and confirm that the system picks up Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0VCCB01 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD, use IMPS. With IFSC KKBK0VCCB01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0VCCB01 for Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch, the IFSC KKBK0VCCB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0VCCB01

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0VCCB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0VCCB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KKBK0VCCB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0VCCB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch

The branch is located at VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE (KANAK ROAD)VIJAY BHAVAN, KANAK ROAD , RAJKOT -360001, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch” — the verified location pin for IFSC KKBK0VCCB01 should appear at the top of the results.
2. Confirm the branch is open by calling 281-2222785 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0VCCB01 and your account number.

Verifying IFSC KKBK0VCCB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0VCCB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 281-2222785.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijay Commercial Co Operative Bank Ltd Head Office Kanak Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0VCCB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0VCCB01 belongs to Kotak Mahindra Bank Limited's VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE KANAK ROAD branch, located at VIJAY COMMERCIAL CO OPERATIVE BANK LTD HEAD OFFICE (KANAK ROAD)VIJAY BHAVAN,… in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.