IFSC Code of Kotak Mahindra Bank Limited, Pune - Kharadi - Eon Free Zone Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, PUNE - KHARADI - EON FREE ZONE branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0002228. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PUNE - KHARADI - EON FREE ZONE branch, and detailed step-by-step guides for using the IFSC KKBK0002228 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's PUNE - KHARADI - EON FREE ZONE branch, the IFSC KKBK0002228 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 002228 identifies this particular branch.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pune - Kharadi - Eon Free Zone branch — IFSC KKBK0002228 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

About the Pune - Kharadi - Eon Free Zone branch

The Pune - Kharadi - Eon Free Zone branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD, EON FREE ZONE, PHASE I, EON FREE ZONE ROAD, KHARADI, PUNE - 411014. MAHARASHTRA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0002228 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's PUNE - KHARADI - EON FREE ZONE branch came to be assigned the code KKBK0002228.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0002228, money simply cannot be routed to the PUNE - KHARADI - EON FREE ZONE branch electronically.

Products and account variants supported

Every account opened at the Pune - Kharadi - Eon Free Zone branch is mapped to IFSC KKBK0002228 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0002228.

Products and services

Customers walking into the Pune - Kharadi - Eon Free Zone branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0002228

How to transfer money using IFSC KKBK0002228

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0002228 across all three.

NEFT to Kotak Mahindra Bank Limited, PUNE - KHARADI - EON FREE ZONE using IFSC KKBK0002228

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0002228, and confirm that the system picks up Kotak Mahindra Bank Limited – PUNE - KHARADI - EON FREE ZONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0002228

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – PUNE - KHARADI - EON FREE ZONE, ensure your bank's portal accepts IFSC KKBK0002228 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited PUNE - KHARADI - EON FREE ZONE (IFSC KKBK0002228)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0002228 in your mobile or internet banking app, and the money is credited to the PUNE - KHARADI - EON FREE ZONE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0002228 for Kotak Mahindra Bank Limited – PUNE - KHARADI - EON FREE ZONE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pune - Kharadi - Eon Free Zone branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's PUNE - KHARADI - EON FREE ZONE branch, the IFSC KKBK0002228 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Pune - Kharadi - Eon Free Zone branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0002228 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Pune - Kharadi - Eon Free Zone branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0002228 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KKBK0002228

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – PUNE - KHARADI - EON FREE ZONE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0002228.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pune - Kharadi - Eon Free Zone branch sits at KOTAK MAHINDRA BANK LTD, EON FREE ZONE, PHASE I, EON FREE ZONE ROAD, KHARADI, PUNE - 411014. MAHARASHTRA. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0002228 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0002228 for Kotak Mahindra Bank Limited – PUNE - KHARADI - EON FREE ZONE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pune - Kharadi - Eon Free Zone are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0002228 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0002228 belongs to Kotak Mahindra Bank Limited's PUNE - KHARADI - EON FREE ZONE branch, located at KOTAK MAHINDRA BANK LTD, EON FREE ZONE, PHASE I, EON FREE ZONE ROAD, KHARADI,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.