Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's HINJEWADI PHASE I branch in PUNE, MAHARASHTRA. The branch's IFSC code KKBK0001819 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0001819 is the IFSC of Kotak Mahindra Bank Limited's HINJEWADI PHASE I branch. The format is fixed: KKBK = bank code, 0 = reserved, 001819 = branch identifier.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Hinjewadi Phase I |
| IFSC Code | KKBK0001819 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KOTAK MAHINDRA BANK LTD 5 TERMINAL ONE SURVEY NO 256 HISSA NO 7 HINJEWADI PHASE I PUNE 411057 MAHARASHTRA |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 1860 |
| Phone | 2662666 |
Bank profile
Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hinjewadi Phase I branch — IFSC KKBK0001819 — extends the bank's services to customers in and around Pune, Maharashtra.
About this branch
The branch is located at KOTAK MAHINDRA BANK LTD 5 TERMINAL ONE SURVEY NO 256 HISSA NO 7 HINJEWADI PHASE I PUNE 411057 MAHARASHTRA. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0001819 is used to identify this branch on the RBI payments network.
Why every Kotak Mahindra Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HINJEWADI PHASE I of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0001819 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0001819 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KKBK0001819
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0001819 across all three.
NEFT to Kotak Mahindra Bank Limited, HINJEWADI PHASE I using IFSC KKBK0001819
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0001819, and confirm that the system picks up Kotak Mahindra Bank Limited – HINJEWADI PHASE I. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC KKBK0001819
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – HINJEWADI PHASE I, ensure your bank's portal accepts IFSC KKBK0001819 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Kotak Mahindra Bank Limited – HINJEWADI PHASE I, use IMPS. With IFSC KKBK0001819 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0001819 for Kotak Mahindra Bank Limited – HINJEWADI PHASE I, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0001819 | Yes – KKBK0001819 | Yes – KKBK0001819 |
For most retail customers crediting the Hinjewadi Phase I branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KKBK0001819
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – HINJEWADI PHASE I is still mapped to IFSC KKBK0001819. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0001819 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hinjewadi Phase I branch is mapped to IFSC KKBK0001819 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0001819.
Products and services
Customers walking into the Hinjewadi Phase I branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KKBK0001819
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0001819 and the account number together uniquely identify the Hinjewadi Phase I branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC KKBK0001819
Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HINJEWADI PHASE I branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0001819 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KKBK0001819
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – HINJEWADI PHASE I, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KKBK0001819. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Hinjewadi Phase I branch sits at KOTAK MAHINDRA BANK LTD 5 TERMINAL ONE SURVEY NO 256 HISSA NO 7 HINJEWADI PHASE I PUNE 411057 MAHARASHTRA. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0001819 and your account number.
Verifying IFSC KKBK0001819 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0001819 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hinjewadi Phase I branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0001819, however, work 24x7.
Branch address & contact
Kotak Mahindra Bank LimitedHinjewadi Phase I Branch
KOTAK MAHINDRA BANK LTD 5 TERMINAL ONE SURVEY NO 256 HISSA NO 7 HINJEWADI PHASE I PUNE 411057 MAHARASHTRA
Pune, Maharashtra
Phone: 1860-2662666
IFSC: KKBK0001819
Frequently asked questions
How do I add Kotak Mahindra Bank Limited Hinjewadi Phase I as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0001819, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Kotak Mahindra Bank Limited Hinjewadi Phase I branch located?
Kotak Mahindra Bank Limited's Hinjewadi Phase I branch is located at KOTAK MAHINDRA BANK LTD 5 TERMINAL ONE SURVEY NO 256 HISSA NO 7 HINJEWADI PHASE I PUNE 411057 MAHARASHTRA, Pune, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hinjewadi Phase I branch but serve different purposes.
What is the IFSC code of Kotak Mahindra Bank Limited Hinjewadi Phase I branch?
The IFSC code of Kotak Mahindra Bank Limited, Hinjewadi Phase I branch is KKBK0001819. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC KKBK0001819 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0001819 to send funds instantly.
How quickly will an NEFT transfer using KKBK0001819 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Hinjewadi Phase I reflect within 30 minutes.
Is IFSC KKBK0001819 the same for all accounts at Hinjewadi Phase I branch?
Yes. The IFSC KKBK0001819 is shared by every account held at Kotak Mahindra Bank Limited's Hinjewadi Phase I branch. Only the account number changes from customer to customer.
Is IFSC KKBK0001819 valid for NEFT and RTGS?
Yes. IFSC KKBK0001819 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: KKBK0001819 is the IFSC code of Kotak Mahindra Bank Limited, HINJEWADI PHASE I branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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