IFSC Code of Kotak Mahindra Bank Limited, Saraswati Shakari Bank Limited Pimpalgaon Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch in PIMPALGAON, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0SSBL03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch, and detailed step-by-step guides for using the IFSC KKBK0SSBL03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch, the IFSC KKBK0SSBL03 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and SSBL03 identifies this particular branch.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Saraswati Shakari Bank Limited Pimpalgaon branch — IFSC KKBK0SSBL03 — extends the bank's services to customers in and around Pimpalgaon, Maharashtra.

Branch details at a glance

Saraswati Shakari Bank Limited Pimpalgaon branch overview

Located at SARASWATI SHAKARI BANK LIMITED HIRA MAHAN SANKUL, NEAR BUS STAND PIMPALGAON (TAL- NIPGAD) DIST NASHIK -422209 (MAHARASHTRA), the Saraswati Shakari Bank Limited Pimpalgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0SSBL03 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARASWATI SHAKARI BANK LIMITED PIMPALGAON of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0SSBL03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0SSBL03 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Saraswati Shakari Bank Limited Pimpalgaon branch is mapped to IFSC KKBK0SSBL03 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SSBL03.

Banking services available

The Saraswati Shakari Bank Limited Pimpalgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9826056020.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0SSBL03

How to transfer money using IFSC KKBK0SSBL03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SSBL03 across all three.

NEFT to Kotak Mahindra Bank Limited, SARASWATI SHAKARI BANK LIMITED PIMPALGAON using IFSC KKBK0SSBL03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0SSBL03, and confirm that the system picks up Kotak Mahindra Bank Limited – SARASWATI SHAKARI BANK LIMITED PIMPALGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SARASWATI SHAKARI BANK LIMITED PIMPALGAON

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SSBL03 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited SARASWATI SHAKARI BANK LIMITED PIMPALGAON (IFSC KKBK0SSBL03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0SSBL03 in your mobile or internet banking app, and the money is credited to the SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0SSBL03 for Kotak Mahindra Bank Limited – SARASWATI SHAKARI BANK LIMITED PIMPALGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Saraswati Shakari Bank Limited Pimpalgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch, the IFSC KKBK0SSBL03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Saraswati Shakari Bank Limited Pimpalgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0SSBL03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0SSBL03 and the account number together uniquely identify the Saraswati Shakari Bank Limited Pimpalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – SARASWATI SHAKARI BANK LIMITED PIMPALGAON:

• The IFSC is exactly KKBK0SSBL03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and SARASWATI SHAKARI BANK LIMITED PIMPALGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Saraswati Shakari Bank Limited Pimpalgaon branch

The branch is located at SARASWATI SHAKARI BANK LIMITED HIRA MAHAN SANKUL, NEAR BUS STAND PIMPALGAON (TAL- NIPGAD) DIST NASHIK -422209 (MAHARASHTRA), which puts it inside Pimpalgaon, the broader Nashik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Saraswati Shakari Bank Limited Pimpalgaon branch” — the verified location pin for IFSC KKBK0SSBL03 should appear at the top of the results.
2. Confirm the branch is open by calling 9826056020 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SSBL03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0SSBL03 for Kotak Mahindra Bank Limited – SARASWATI SHAKARI BANK LIMITED PIMPALGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Saraswati Shakari Bank Limited Pimpalgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SSBL03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0SSBL03 is the IFSC code of Kotak Mahindra Bank Limited, SARASWATI SHAKARI BANK LIMITED PIMPALGAON branch, in PIMPALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.