IFSC Code of Kotak Mahindra Bank Limited, Pali Ambedkar Circle Branch, Rajasthan

Below are the complete branch details for Kotak Mahindra Bank Limited, PALI AMBEDKAR CIRCLE branch, located in PALI, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0003745. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0003745 for Kotak Mahindra Bank Limited – PALI AMBEDKAR CIRCLE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's PALI AMBEDKAR CIRCLE branch, the IFSC KKBK0003745 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 003745 identifies this particular branch.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pali Ambedkar Circle branch — IFSC KKBK0003745 — extends the bank's services to customers in and around Pali, Rajasthan.

Branch details at a glance

About the Pali Ambedkar Circle branch

The Pali Ambedkar Circle branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD, 54, MAA PLAZA, AMBEDKAR CIRCLE, SURAJ POLE ROAD, PALI - 306401. RAJASTHAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0003745 is used.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALI AMBEDKAR CIRCLE of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0003745 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0003745 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Pali Ambedkar Circle branch is mapped to IFSC KKBK0003745 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0003745.

Products and services

Customers walking into the Pali Ambedkar Circle branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0003745

How to transfer money using IFSC KKBK0003745

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0003745 across all three.

NEFT to Kotak Mahindra Bank Limited, PALI AMBEDKAR CIRCLE using IFSC KKBK0003745

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0003745, and confirm that the system picks up Kotak Mahindra Bank Limited – PALI AMBEDKAR CIRCLE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PALI AMBEDKAR CIRCLE

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's PALI AMBEDKAR CIRCLE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0003745 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited PALI AMBEDKAR CIRCLE (IFSC KKBK0003745)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0003745 in your mobile or internet banking app, and the money is credited to the PALI AMBEDKAR CIRCLE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pali Ambedkar Circle

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0003745:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALI AMBEDKAR CIRCLE is still linked to IFSC KKBK0003745.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's PALI AMBEDKAR CIRCLE branch, the IFSC KKBK0003745 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Pali Ambedkar Circle branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0003745 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Pali Ambedkar Circle branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0003745 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – PALI AMBEDKAR CIRCLE:

• The IFSC is exactly KKBK0003745 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and PALI AMBEDKAR CIRCLE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pali Ambedkar Circle branch

The branch is located at KOTAK MAHINDRA BANK LTD, 54, MAA PLAZA, AMBEDKAR CIRCLE, SURAJ POLE ROAD, PALI - 306401. RAJASTHAN, which puts it inside Pali, the broader Pali district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Pali Ambedkar Circle branch” — the verified location pin for IFSC KKBK0003745 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0003745 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0003745 for Kotak Mahindra Bank Limited – PALI AMBEDKAR CIRCLE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pali Ambedkar Circle branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0003745, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0003745 belongs to Kotak Mahindra Bank Limited's PALI AMBEDKAR CIRCLE branch, located at KOTAK MAHINDRA BANK LTD, 54, MAA PLAZA, AMBEDKAR CIRCLE, SURAJ POLE ROAD, PALI… in PALI, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.