This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, NOIDA - PHASE TWO branch in NOIDA. The 11-digit IFSC KKBK0005053 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the NOIDA - PHASE TWO location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Kotak Mahindra Bank Limited – NOIDA - PHASE TWO is KKBK0005053. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005053 map to this branch in NOIDA, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Noida - Phase Two |
| IFSC Code | KKBK0005053 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA - 201305. UTTAR PRADESH |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 1860 |
| Phone | 2662666 |
Bank profile
Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Noida - Phase Two branch — IFSC KKBK0005053 — extends the bank's services to customers in and around Noida, Uttar Pradesh.
About the Noida - Phase Two branch
The Noida - Phase Two branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA - 201305. UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0005053 is used.
Why every Kotak Mahindra Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NOIDA - PHASE TWO of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0005053 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0005053 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KKBK0005053
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0005053 across all three.
How to use IFSC KKBK0005053 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's NOIDA - PHASE TWO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KKBK0005053.
- Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as NOIDA - PHASE TWO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC KKBK0005053
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – NOIDA - PHASE TWO, ensure your bank's portal accepts IFSC KKBK0005053 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Kotak Mahindra Bank Limited – NOIDA - PHASE TWO, use IMPS. With IFSC KKBK0005053 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0005053 for Kotak Mahindra Bank Limited – NOIDA - PHASE TWO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0005053 | Yes – KKBK0005053 | Yes – KKBK0005053 |
For most retail customers crediting the Noida - Phase Two branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KKBK0005053
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NOIDA - PHASE TWO is still mapped to IFSC KKBK0005053. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0005053 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Noida - Phase Two branch is mapped to IFSC KKBK0005053 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0005053.
Banking services available
The Noida - Phase Two branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0005053
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0005053 and the account number together uniquely identify the Noida - Phase Two branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Noida - Phase Two branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0005053 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KKBK0005053
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – NOIDA - PHASE TWO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KKBK0005053. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Noida - Phase Two branch sits at KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA - 201305. UTTAR PRADESH. If you are travelling from outside Noida, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0005053 and your account number.
Verifying IFSC KKBK0005053 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0005053 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Noida - Phase Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0005053 continue to work without interruption.
Branch address & contact
Kotak Mahindra Bank LimitedNoida - Phase Two Branch
KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA - 201305. UTTAR PRADESH
Noida, Uttar Pradesh
Phone: 1860-2662666
IFSC: KKBK0005053
Frequently asked questions
Does Kotak Mahindra Bank Limited Noida - Phase Two branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2662666 to confirm.
What is the IFSC code of Kotak Mahindra Bank Limited Noida - Phase Two branch?
The IFSC code of Kotak Mahindra Bank Limited, Noida - Phase Two branch is KKBK0005053. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC KKBK0005053 valid for NEFT and RTGS?
Yes. IFSC KKBK0005053 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Kotak Mahindra Bank Limited Noida - Phase Two as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0005053, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Kotak Mahindra Bank Limited Noida - Phase Two branch located?
Kotak Mahindra Bank Limited's Noida - Phase Two branch is located at KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA - 201305. UTTAR PRADESH, Noida, Uttar Pradesh.
Can I use IFSC KKBK0005053 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0005053 to send funds instantly.
Is IFSC KKBK0005053 the same for all accounts at Noida - Phase Two branch?
Yes. The IFSC KKBK0005053 is shared by every account held at Kotak Mahindra Bank Limited's Noida - Phase Two branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KKBK0005053 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Noida - Phase Two reflect within 30 minutes.
Summary
The IFSC code KKBK0005053 belongs to Kotak Mahindra Bank Limited's NOIDA - PHASE TWO branch, located at KOTAK MAHINDRA BANK LTD, 101, COMMERCIAL COMPLEX, BLOCK B, PHASE-2, NOIDA -… in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
