IFSC Code of Kotak Mahindra Bank Limited, The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me Branch, Kerala

Below are the complete branch details for Kotak Mahindra Bank Limited, THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch, located in NEYYATTINKARA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0NTCUB3. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0NTCUB3 for Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0NTCUB3 is the IFSC of Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch. The format is fixed: KKBK = bank code, 0 = reserved, NTCUB3 = branch identifier.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch in Neyyattinkara, Kerala is part of this network and uses the IFSC code KKBK0NTCUB3 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 NEYYATTINKARA M AND E BRANCH NEYYATTINKARA. It serves the Neyyattinkara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0NTCUB3 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0NTCUB3 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0NTCUB3 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch

Once you have an account at Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME, the IFSC KKBK0NTCUB3 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0NTCUB3

How to transfer money using IFSC KKBK0NTCUB3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0NTCUB3 across all three.

How to use IFSC KKBK0NTCUB3 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0NTCUB3.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0NTCUB3 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME (IFSC KKBK0NTCUB3)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0NTCUB3 in your mobile or internet banking app, and the money is credited to the THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0NTCUB3 for Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0NTCUB3

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME is still mapped to IFSC KKBK0NTCUB3. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0NTCUB3 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0NTCUB3

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0NTCUB3 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0NTCUB3 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME:

• The IFSC is exactly KKBK0NTCUB3 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch

The branch is located at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 NEYYATTINKARA M AND E BRANCH NEYYATTINKARA, which puts it inside Neyyattinkara, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch” — the verified location pin for IFSC KKBK0NTCUB3 should appear at the top of the results.
2. Confirm the branch is open by calling 471-2400431 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0NTCUB3 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0NTCUB3 for Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Neyyattinkara Co Op Urban Bk Ltd Neyyattinkara Me branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0NTCUB3, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0NTCUB3 belongs to Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD NEYYATTINKARA ME branch, located at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 NEYYATTINKARA M AND E BRANCH… in NEYYATTINKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.