IFSC Code of Kotak Mahindra Bank Limited, The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara Branch, Kerala

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch in NEYYATTINKARA, KERALA. The branch's IFSC code KKBK0NTCUB1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch, the IFSC KKBK0NTCUB1 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and NTCUB1 identifies this particular branch.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch in Neyyattinkara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0NTCUB1.

About the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch

The The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch of Kotak Mahindra Bank Limited is situated at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 MAIN BRANCH NEYYATTINKARA 695121. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0NTCUB1 is used.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0NTCUB1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0NTCUB1 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0NTCUB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0NTCUB1 across all three.

NEFT to Kotak Mahindra Bank Limited, THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA using IFSC KKBK0NTCUB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0NTCUB1, and confirm that the system picks up Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0NTCUB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA, ensure your bank's portal accepts IFSC KKBK0NTCUB1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA (IFSC KKBK0NTCUB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0NTCUB1 in your mobile or internet banking app, and the money is credited to the THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0NTCUB1 for Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch, the IFSC KKBK0NTCUB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch

Once you have an account at Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA, the IFSC KKBK0NTCUB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0NTCUB1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0NTCUB1 and the account number together uniquely identify the The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KKBK0NTCUB1

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0NTCUB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0NTCUB1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0NTCUB1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara branch sits at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 MAIN BRANCH NEYYATTINKARA 695121. If you are travelling from outside Neyyattinkara, search for the branch on a maps application using the bank name and locality, or call 471-2400431 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0NTCUB1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0NTCUB1 for Kotak Mahindra Bank Limited – THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Neyyattinkara Co Op Urban Bk Ltd Main Br Neyyattinkara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0NTCUB1 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0NTCUB1 belongs to Kotak Mahindra Bank Limited's THE NEYYATTINKARA CO OP URBAN BK LTD MAIN BR NEYYATTINKARA branch, located at THE NEYYATTINKARA CO OPERATIVE URBAN BANK LTD 931 MAIN BRANCH NEYYATTINKARA… in NEYYATTINKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.