IFSC Code of Kotak Mahindra Bank Limited, Navi Mumbai Sanpada Sec Fourteen Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, NAVI MUMBAI SANPADA SEC FOURTEEN branch in NAVI MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0002113. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAVI MUMBAI SANPADA SEC FOURTEEN branch, and detailed step-by-step guides for using the IFSC KKBK0002113 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's NAVI MUMBAI SANPADA SEC FOURTEEN branch, the IFSC KKBK0002113 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 002113 identifies this particular branch.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Navi Mumbai Sanpada Sec Fourteen branch in Navi Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0002113.

Branch details at a glance

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD 2 GURU SAMRIDHI HEIGHTS SHOP NO 1 2 3 SECTOR 14 SANPADA NAVI MUMBAI 400705 MAHARASHTRA. It serves the Navi Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0002113 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAVI MUMBAI SANPADA SEC FOURTEEN of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0002113 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0002113 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Navi Mumbai Sanpada Sec Fourteen branch

Once you have an account at Kotak Mahindra Bank Limited – NAVI MUMBAI SANPADA SEC FOURTEEN, the IFSC KKBK0002113 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Navi Mumbai Sanpada Sec Fourteen branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0002113

How to transfer money using IFSC KKBK0002113

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0002113 across all three.

NEFT to Kotak Mahindra Bank Limited, NAVI MUMBAI SANPADA SEC FOURTEEN using IFSC KKBK0002113

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0002113, and confirm that the system picks up Kotak Mahindra Bank Limited – NAVI MUMBAI SANPADA SEC FOURTEEN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAVI MUMBAI SANPADA SEC FOURTEEN

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's NAVI MUMBAI SANPADA SEC FOURTEEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0002113 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited NAVI MUMBAI SANPADA SEC FOURTEEN (IFSC KKBK0002113)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0002113 in your mobile or internet banking app, and the money is credited to the NAVI MUMBAI SANPADA SEC FOURTEEN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Navi Mumbai Sanpada Sec Fourteen

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0002113:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAVI MUMBAI SANPADA SEC FOURTEEN is still linked to IFSC KKBK0002113.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0002113

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NAVI MUMBAI SANPADA SEC FOURTEEN is still mapped to IFSC KKBK0002113. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0002113 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0002113

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAVI MUMBAI SANPADA SEC FOURTEEN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0002113 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Navi Mumbai Sanpada Sec Fourteen branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0002113 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – NAVI MUMBAI SANPADA SEC FOURTEEN:

• The IFSC is exactly KKBK0002113 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and NAVI MUMBAI SANPADA SEC FOURTEEN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Navi Mumbai Sanpada Sec Fourteen branch sits at KOTAK MAHINDRA BANK LTD 2 GURU SAMRIDHI HEIGHTS SHOP NO 1 2 3 SECTOR 14 SANPADA NAVI MUMBAI 400705 MAHARASHTRA. If you are travelling from outside Navi Mumbai, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0002113 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0002113 for Kotak Mahindra Bank Limited – NAVI MUMBAI SANPADA SEC FOURTEEN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Navi Mumbai Sanpada Sec Fourteen are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0002113 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0002113 is the IFSC code of Kotak Mahindra Bank Limited, NAVI MUMBAI SANPADA SEC FOURTEEN branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.