IFSC Code of Kotak Mahindra Bank Limited, Navi Mumbai - Koparkhairne Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, NAVI MUMBAI - KOPARKHAIRNE branch in NAVI MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0000670. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAVI MUMBAI - KOPARKHAIRNE branch, and detailed step-by-step guides for using the IFSC KKBK0000670 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0000670 is the IFSC of Kotak Mahindra Bank Limited's NAVI MUMBAI - KOPARKHAIRNE branch. The format is fixed: KKBK = bank code, 0 = reserved, 000670 = branch identifier.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Navi Mumbai - Koparkhairne branch in Navi Mumbai, Maharashtra is part of this network and uses the IFSC code KKBK0000670 for all electronic settlement.

Navi Mumbai - Koparkhairne branch overview

Located at GROUND FLOOR AND BASEMENT FLOOR, SHOWROOM NO.5, PRANJEE MARINA, PLOT NO.1 & 2, SECTOR-13, KOPARKHAIRANE, NAVI MUMBAI - 400 709., the Navi Mumbai - Koparkhairne branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0000670 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NAVI MUMBAI - KOPARKHAIRNE branch came to be assigned the code KKBK0000670.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0000670, money simply cannot be routed to the NAVI MUMBAI - KOPARKHAIRNE branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0000670 and the account number together uniquely identify the Navi Mumbai - Koparkhairne branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC KKBK0000670

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0000670 across all three.

NEFT to Kotak Mahindra Bank Limited, NAVI MUMBAI - KOPARKHAIRNE using IFSC KKBK0000670

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0000670, and confirm that the system picks up Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAVI MUMBAI - KOPARKHAIRNE

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's NAVI MUMBAI - KOPARKHAIRNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0000670 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited NAVI MUMBAI - KOPARKHAIRNE (IFSC KKBK0000670)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0000670 in your mobile or internet banking app, and the money is credited to the NAVI MUMBAI - KOPARKHAIRNE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0000670 for Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navi Mumbai - Koparkhairne branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0000670

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE is still mapped to IFSC KKBK0000670. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0000670 and the beneficiary's account number to complete the transfer.

Account types you can open at the Navi Mumbai - Koparkhairne branch

Once you have an account at Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE, the IFSC KKBK0000670 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Navi Mumbai - Koparkhairne branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0000670

Online banking and IFSC KKBK0000670

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAVI MUMBAI - KOPARKHAIRNE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0000670 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Navi Mumbai - Koparkhairne branch

The branch is located at GROUND FLOOR AND BASEMENT FLOOR, SHOWROOM NO.5, PRANJEE MARINA, PLOT NO.1 & 2, SECTOR-13, KOPARKHAIRANE, NAVI MUMBAI - 400 709., which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Navi Mumbai - Koparkhairne branch” — the verified location pin for IFSC KKBK0000670 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0000670 and your account number.

Common mistakes to avoid when using IFSC KKBK0000670

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0000670.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Navi Mumbai - Koparkhairne branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0000670, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0000670 for Kotak Mahindra Bank Limited – NAVI MUMBAI - KOPARKHAIRNE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0000670 is the IFSC code of Kotak Mahindra Bank Limited, NAVI MUMBAI - KOPARKHAIRNE branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.