IFSC Code of Kotak Mahindra Bank Limited, Navi Mumbai - Kharghar - Sec Thirty Five Branch, Maharashtra

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch in NAVI MUMBAI, MAHARASHTRA. The branch's IFSC code KKBK0002140 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch, the IFSC KKBK0002140 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 002140 identifies this particular branch.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Navi Mumbai - Kharghar - Sec Thirty Five branch — IFSC KKBK0002140 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.

Navi Mumbai - Kharghar - Sec Thirty Five branch overview

Located at KOTAK MAHINDRA BANK LTD, SHOP NO. 11 & 12, PATEL PARADISE, SECTOR 35E, PLOT NO. 1, 31 & 32, KHARGHAR, NAVI MUMBAI - 410210. MAHARASHTRA, the Navi Mumbai - Kharghar - Sec Thirty Five branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0002140 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch came to be assigned the code KKBK0002140.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0002140, money simply cannot be routed to the NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Navi Mumbai - Kharghar - Sec Thirty Five branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0002140 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0002140

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0002140 across all three.

NEFT to Kotak Mahindra Bank Limited, NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE using IFSC KKBK0002140

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0002140, and confirm that the system picks up Kotak Mahindra Bank Limited – NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0002140 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE (IFSC KKBK0002140)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0002140 in your mobile or internet banking app, and the money is credited to the NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0002140 for Kotak Mahindra Bank Limited – NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navi Mumbai - Kharghar - Sec Thirty Five branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0002140

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE is still mapped to IFSC KKBK0002140. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0002140 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Navi Mumbai - Kharghar - Sec Thirty Five branch is mapped to IFSC KKBK0002140 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0002140.

Banking services available

The Navi Mumbai - Kharghar - Sec Thirty Five branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0002140

Digital banking channels

Most day-to-day work that customers used to do at the Navi Mumbai - Kharghar - Sec Thirty Five branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0002140 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Navi Mumbai - Kharghar - Sec Thirty Five branch sits at KOTAK MAHINDRA BANK LTD, SHOP NO. 11 & 12, PATEL PARADISE, SECTOR 35E, PLOT NO. 1, 31 & 32, KHARGHAR, NAVI MUMBAI - 410210. MAHARASHTRA. If you are travelling from outside Navi Mumbai, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0002140 and your account number.

Common mistakes to avoid when using IFSC KKBK0002140

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0002140.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Navi Mumbai - Kharghar - Sec Thirty Five are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0002140 continue to work without interruption.

Verifying IFSC KKBK0002140 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0002140 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0002140 is the IFSC code of Kotak Mahindra Bank Limited, NAVI MUMBAI - KHARGHAR - SEC THIRTY FIVE branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.