IFSC Code of Kotak Mahindra Bank Limited, Kokan Mercantile Co Op Bank Ltd Nerul Branch, Maharashtra

Below are the complete branch details for Kotak Mahindra Bank Limited, KOKAN MERCANTILE CO OP BANK LTD NERUL branch, located in NAVI MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0KMCB15. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0KMCB15 for Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD NERUL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0KMCB15 is the IFSC of Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch. The format is fixed: KKBK = bank code, 0 = reserved, KMCB15 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kokan Mercantile Co Op Bank Ltd Nerul branch — IFSC KKBK0KMCB15 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.

About the Kokan Mercantile Co Op Bank Ltd Nerul branch

The Kokan Mercantile Co Op Bank Ltd Nerul branch of Kotak Mahindra Bank Limited is situated at KOKAN MERCANTILE CO-OP BANK LTD NERUL SHIV PARVATI CO-OP.HOUSING SOCIETY LTD. SECTOR 21, PLOT NO. 106-110, NERUL (EAST), NAVI MUMBAI-400 706. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0KMCB15 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch came to be assigned the code KKBK0KMCB15.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0KMCB15, money simply cannot be routed to the KOKAN MERCANTILE CO OP BANK LTD NERUL branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kokan Mercantile Co Op Bank Ltd Nerul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0KMCB15 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0KMCB15

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0KMCB15 across all three.

How to use IFSC KKBK0KMCB15 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0KMCB15.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as KOKAN MERCANTILE CO OP BANK LTD NERUL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KOKAN MERCANTILE CO OP BANK LTD NERUL

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0KMCB15 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD NERUL, use IMPS. With IFSC KKBK0KMCB15 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kokan Mercantile Co Op Bank Ltd Nerul

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0KMCB15:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOKAN MERCANTILE CO OP BANK LTD NERUL is still linked to IFSC KKBK0KMCB15.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch, the IFSC KKBK0KMCB15 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kokan Mercantile Co Op Bank Ltd Nerul branch is mapped to IFSC KKBK0KMCB15 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0KMCB15.

Banking services available

The Kokan Mercantile Co Op Bank Ltd Nerul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-27717687.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0KMCB15

Online banking and IFSC KKBK0KMCB15

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOKAN MERCANTILE CO OP BANK LTD NERUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0KMCB15 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Kokan Mercantile Co Op Bank Ltd Nerul branch

The branch is located at KOKAN MERCANTILE CO-OP BANK LTD NERUL SHIV PARVATI CO-OP.HOUSING SOCIETY LTD. SECTOR 21, PLOT NO. 106-110, NERUL (EAST), NAVI MUMBAI-400 706, which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Kokan Mercantile Co Op Bank Ltd Nerul branch” — the verified location pin for IFSC KKBK0KMCB15 should appear at the top of the results.
2. Confirm the branch is open by calling 22-27717687 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0KMCB15 and your account number.

Common mistakes to avoid when using IFSC KKBK0KMCB15

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD NERUL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0KMCB15.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kokan Mercantile Co Op Bank Ltd Nerul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0KMCB15, however, work 24x7.

Verifying IFSC KKBK0KMCB15 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0KMCB15 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-27717687.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0KMCB15 belongs to Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD NERUL branch, located at KOKAN MERCANTILE CO-OP BANK LTD NERUL SHIV PARVATI CO-OP.HOUSING SOCIETY LTD.… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.