IFSC Code of Kotak Mahindra Bank Limited, Narsampet Divya Jyothi Public School Branch, Telangana

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch in NARSAMPET, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is KKBK0008371. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch, and detailed step-by-step guides for using the IFSC KKBK0008371 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch, the IFSC KKBK0008371 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 008371 identifies this particular branch.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Narsampet Divya Jyothi Public School branch in Narsampet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0008371.

Narsampet Divya Jyothi Public School branch overview

Located at KOTAK MAHINDRA BANK LTD. GROUND FLOOR, 4 - 8/2 - 2 & 4 - 8/2 - 3, PAKALA ROAD, NARASAMPET, DIST.WARANGAL, TELANGANA 506132, the Narsampet Divya Jyothi Public School branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0008371 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch came to be assigned the code KKBK0008371.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0008371, money simply cannot be routed to the NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch electronically.

How to transfer money using IFSC KKBK0008371

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008371 across all three.

How to use IFSC KKBK0008371 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0008371.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008371 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL (IFSC KKBK0008371)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0008371 in your mobile or internet banking app, and the money is credited to the NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0008371 for Kotak Mahindra Bank Limited – NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Narsampet Divya Jyothi Public School branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0008371

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL is still mapped to IFSC KKBK0008371. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0008371 and the beneficiary's account number to complete the transfer.

Account types you can open at the Narsampet Divya Jyothi Public School branch

Once you have an account at Kotak Mahindra Bank Limited – NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL, the IFSC KKBK0008371 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Narsampet Divya Jyothi Public School branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008371

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008371 and the account number together uniquely identify the Narsampet Divya Jyothi Public School branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KKBK0008371

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008371 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL:

• The IFSC is exactly KKBK0008371 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Narsampet Divya Jyothi Public School branch

The branch is located at KOTAK MAHINDRA BANK LTD. GROUND FLOOR, 4 - 8/2 - 2 & 4 - 8/2 - 3, PAKALA ROAD, NARASAMPET, DIST.WARANGAL, TELANGANA 506132, which puts it inside Narsampet, the broader Warangal district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Narsampet Divya Jyothi Public School branch” — the verified location pin for IFSC KKBK0008371 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0008371 and your account number.

Verifying IFSC KKBK0008371 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0008371 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Narsampet Divya Jyothi Public School are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008371 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0008371 belongs to Kotak Mahindra Bank Limited's NARSAMPET DIVYA JYOTHI PUBLIC SCHOOL branch, located at KOTAK MAHINDRA BANK LTD. GROUND FLOOR, 4 - 8/2 - 2 & 4 - 8/2 - 3, PAKALA ROAD,… in NARSAMPET, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.