IFSC Code of Kotak Mahindra Bank Limited, Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar Branch, Maharashtra

Below are the complete branch details for Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR branch, located in NAGPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0SUCB04. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0SUCB04 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR branch, the IFSC KKBK0SUCB04 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and SUCB04 identifies this particular branch.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0SUCB04.

About this branch

The branch is located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURPRATAP NAGAR12, GANESH COLONY, NEAR GANESH MANDIR, RING ROAD, PRATAP NAGAR NAGPUR - 440022. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0SUCB04 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0SUCB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0SUCB04 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0SUCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SUCB04 across all three.

NEFT to Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR using IFSC KKBK0SUCB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0SUCB04, and confirm that the system picks up Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SUCB04 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR, use IMPS. With IFSC KKBK0SUCB04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0SUCB04 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0SUCB04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR is still mapped to IFSC KKBK0SUCB04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0SUCB04 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch is mapped to IFSC KKBK0SUCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SUCB04.

Products and services

Customers walking into the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0SUCB04

MICR & cheque-truncation details

Cheques drawn on the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0SUCB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KKBK0SUCB04

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0SUCB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0SUCB04

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0SUCB04.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch

The branch is located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURPRATAP NAGAR12, GANESH COLONY, NEAR GANESH MANDIR, RING ROAD, PRATAP NAGAR NAGPUR - 440022, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar branch” — the verified location pin for IFSC KKBK0SUCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 712-22767726 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SUCB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0SUCB04 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shriram Urban Co Operative Bank Ltd Nagpur Pratap Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SUCB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0SUCB04 is the IFSC code of Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR PRATAP NAGAR branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.