This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch in NAGPUR. The 11-digit IFSC KKBK0SUCB06 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0SUCB06 is the IFSC of Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch. The format is fixed: KKBK = bank code, 0 = reserved, SUCB06 = branch identifier.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Shriram Urban Co Operative Bank Ltd Nagpur Godhni |
| IFSC Code | KKBK0SUCB06 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGODHNI6 JAIDURGA CO-OP HOUSING SOCIETY GODHNI RAOD, DIST NAGPUR |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 712 |
| Phone | 22767726 |
About the bank
Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch in Nagpur, Maharashtra is part of this network and uses the IFSC code KKBK0SUCB06 for all electronic settlement.
Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch overview
Located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGODHNI6 JAIDURGA CO-OP HOUSING SOCIETY GODHNI RAOD, DIST NAGPUR, the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0SUCB06 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch came to be assigned the code KKBK0SUCB06.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0SUCB06, money simply cannot be routed to the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch electronically.
How to transfer money using IFSC KKBK0SUCB06
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SUCB06 across all three.
NEFT to Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI using IFSC KKBK0SUCB06
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0SUCB06, and confirm that the system picks up Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI
If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SUCB06 while initiating the transfer and the credit will appear within minutes.
IMPS to Kotak Mahindra Bank Limited SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI (IFSC KKBK0SUCB06)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0SUCB06 in your mobile or internet banking app, and the money is credited to the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0SUCB06 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0SUCB06 | Yes – KKBK0SUCB06 | Yes – KKBK0SUCB06 |
For most retail customers crediting the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch, the IFSC KKBK0SUCB06 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch is mapped to IFSC KKBK0SUCB06 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0SUCB06.
Products and services
Customers walking into the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KKBK0SUCB06
MICR & cheque-truncation details
Cheques drawn on the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0SUCB06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KKBK0SUCB06
Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0SUCB06 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC KKBK0SUCB06
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KKBK0SUCB06. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch sits at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGODHNI6 JAIDURGA CO-OP HOUSING SOCIETY GODHNI RAOD, DIST NAGPUR. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 712-22767726 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0SUCB06 and your account number.
Verifying IFSC KKBK0SUCB06 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0SUCB06 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 712-22767726.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shriram Urban Co Operative Bank Ltd Nagpur Godhni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SUCB06 continue to work without interruption.
Branch address & contact
Kotak Mahindra Bank LimitedShriram Urban Co Operative Bank Ltd Nagpur Godhni Branch
SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGODHNI6 JAIDURGA CO-OP HOUSING SOCIETY GODHNI RAOD, DIST NAGPUR
Nagpur, Maharashtra
Phone: 712-22767726
IFSC: KKBK0SUCB06
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch but serve different purposes.
How do I add Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Godhni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0SUCB06, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 712-22767726 to confirm.
Can I use IFSC KKBK0SUCB06 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0SUCB06 to send funds instantly.
What is the phone number of Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Godhni branch?
You can reach the branch at 712-22767726 during regular banking hours.
How quickly will an NEFT transfer using KKBK0SUCB06 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Shriram Urban Co Operative Bank Ltd Nagpur Godhni reflect within 30 minutes.
Final notes
To recap: KKBK0SUCB06 is the IFSC code of Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GODHNI branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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