IFSC Code of Kotak Mahindra Bank Limited, Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG branch in NAGPUR. The 11-digit IFSC KKBK0SUCB03 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG branch, the IFSC KKBK0SUCB03 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and SUCB03 identifies this particular branch.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0SUCB03.

About this branch

The branch is located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGANDHIBAGISWAR BHAVAN 15, CENTRAL AVENUE, OPP GANDHIBAGH GARDEN, GANDHIBAGH NAGPUR - 440002. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0SUCB03 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0SUCB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0SUCB03 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0SUCB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0SUCB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SUCB03 across all three.

How to use IFSC KKBK0SUCB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0SUCB03.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0SUCB03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG, ensure your bank's portal accepts IFSC KKBK0SUCB03 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG, use IMPS. With IFSC KKBK0SUCB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0SUCB03 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG branch, the IFSC KKBK0SUCB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch is mapped to IFSC KKBK0SUCB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SUCB03.

Banking services available

The Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-22767726.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0SUCB03

Digital banking channels

Most day-to-day work that customers used to do at the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0SUCB03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch

The branch is located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGANDHIBAGISWAR BHAVAN 15, CENTRAL AVENUE, OPP GANDHIBAGH GARDEN, GANDHIBAGH NAGPUR - 440002, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag branch” — the verified location pin for IFSC KKBK0SUCB03 should appear at the top of the results.
2. Confirm the branch is open by calling 712-22767726 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SUCB03 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG:

• The IFSC is exactly KKBK0SUCB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Shriram Urban Co Operative Bank Ltd Nagpur Gandhibag are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SUCB03 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0SUCB03 for Kotak Mahindra Bank Limited – SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0SUCB03 belongs to Kotak Mahindra Bank Limited's SHRIRAM URBAN CO OPERATIVE BANK LTD NAGPUR GANDHIBAG branch, located at SHRIRAM URBAN CO-OPERATIVE BANK LTD NAGPURGANDHIBAGISWAR BHAVAN 15, CENTRAL… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.