IFSC Code of Kotak Mahindra Bank Limited, Nagpur Mah Palika Karm Sah B L Mahal Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, NAGPUR MAH PALIKA KARM SAH B L MAHAL branch in NAGPUR. The 11-digit IFSC KKBK0NMPK01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the NAGPUR MAH PALIKA KARM SAH B L MAHAL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL is KKBK0NMPK01. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NMPK01 map to this branch in NAGPUR, MAHARASHTRA.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagpur Mah Palika Karm Sah B L Mahal branch in Nagpur, Maharashtra is part of this network and uses the IFSC code KKBK0NMPK01 for all electronic settlement.

Branch details at a glance

About the Nagpur Mah Palika Karm Sah B L Mahal branch

The Nagpur Mah Palika Karm Sah B L Mahal branch of Kotak Mahindra Bank Limited is situated at NAGPUR MAHANAGAR PALIKA KARMACHARI SAHAKARI BANK LTD MAHAL MAHAL NAGPUR MAHARASHTRA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0NMPK01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NAGPUR MAH PALIKA KARM SAH B L MAHAL branch came to be assigned the code KKBK0NMPK01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0NMPK01, money simply cannot be routed to the NAGPUR MAH PALIKA KARM SAH B L MAHAL branch electronically.

Products and account variants supported

Every account opened at the Nagpur Mah Palika Karm Sah B L Mahal branch is mapped to IFSC KKBK0NMPK01 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0NMPK01.

Products and services

Customers walking into the Nagpur Mah Palika Karm Sah B L Mahal branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0NMPK01

How to transfer money using IFSC KKBK0NMPK01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0NMPK01 across all three.

How to use IFSC KKBK0NMPK01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's NAGPUR MAH PALIKA KARM SAH B L MAHAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0NMPK01.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as NAGPUR MAH PALIKA KARM SAH B L MAHAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0NMPK01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL, ensure your bank's portal accepts IFSC KKBK0NMPK01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL, use IMPS. With IFSC KKBK0NMPK01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0NMPK01 for Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagpur Mah Palika Karm Sah B L Mahal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0NMPK01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL is still mapped to IFSC KKBK0NMPK01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0NMPK01 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0NMPK01

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAGPUR MAH PALIKA KARM SAH B L MAHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0NMPK01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nagpur Mah Palika Karm Sah B L Mahal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0NMPK01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KKBK0NMPK01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0NMPK01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nagpur Mah Palika Karm Sah B L Mahal branch

The branch is located at NAGPUR MAHANAGAR PALIKA KARMACHARI SAHAKARI BANK LTD MAHAL MAHAL NAGPUR MAHARASHTRA, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Nagpur Mah Palika Karm Sah B L Mahal branch” — the verified location pin for IFSC KKBK0NMPK01 should appear at the top of the results.
2. Confirm the branch is open by calling 712-2520583 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0NMPK01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0NMPK01 for Kotak Mahindra Bank Limited – NAGPUR MAH PALIKA KARM SAH B L MAHAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagpur Mah Palika Karm Sah B L Mahal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0NMPK01, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0NMPK01 belongs to Kotak Mahindra Bank Limited's NAGPUR MAH PALIKA KARM SAH B L MAHAL branch, located at NAGPUR MAHANAGAR PALIKA KARMACHARI SAHAKARI BANK LTD MAHAL MAHAL NAGPUR… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.