IFSC Code of Kotak Mahindra Bank Limited, Kokan Mercantile Co Op Bank Ltd Murud Janjira Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA branch in MURUD. The 11-digit IFSC KKBK0KMCB52 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0KMCB52 is the IFSC of Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA branch. The format is fixed: KKBK = bank code, 0 = reserved, KMCB52 = branch identifier.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch in Murud. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0KMCB52.

Kokan Mercantile Co Op Bank Ltd Murud Janjira branch overview

Located at KOKAN MERCANTILE CO-OP BANK LTD MURUD- JANJIRA HOUSE 17/83, SARDAR PATEL ROAD, MURUD-JANJIRA, DIST. RAIGAD 402 401, the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0KMCB52 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0KMCB52 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0KMCB52 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0KMCB52

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0KMCB52 across all three.

NEFT to Kotak Mahindra Bank Limited, KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA using IFSC KKBK0KMCB52

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0KMCB52, and confirm that the system picks up Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0KMCB52

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA, ensure your bank's portal accepts IFSC KKBK0KMCB52 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA, use IMPS. With IFSC KKBK0KMCB52 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0KMCB52 for Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA branch, the IFSC KKBK0KMCB52 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch is mapped to IFSC KKBK0KMCB52 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0KMCB52.

Banking services available

The Kokan Mercantile Co Op Bank Ltd Murud Janjira branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2144-274801.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0KMCB52

MICR & cheque-truncation details

Cheques drawn on the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0KMCB52 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KKBK0KMCB52

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0KMCB52 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0KMCB52

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0KMCB52.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Kokan Mercantile Co Op Bank Ltd Murud Janjira branch

The branch is located at KOKAN MERCANTILE CO-OP BANK LTD MURUD- JANJIRA HOUSE 17/83, SARDAR PATEL ROAD, MURUD-JANJIRA, DIST. RAIGAD 402 401, which puts it inside Murud, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Kokan Mercantile Co Op Bank Ltd Murud Janjira branch” — the verified location pin for IFSC KKBK0KMCB52 should appear at the top of the results.
2. Confirm the branch is open by calling 2144-274801 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0KMCB52 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0KMCB52 for Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kokan Mercantile Co Op Bank Ltd Murud Janjira are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0KMCB52 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0KMCB52 is the IFSC code of Kotak Mahindra Bank Limited, KOKAN MERCANTILE CO OP BANK LTD MURUD JANJIRA branch, in MURUD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.