IFSC Code of Kotak Mahindra Bank Limited, Wb Bsg Ccavenue Integration Branch, Maharashtra

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's WB BSG CCAVENUE INTEGRATION branch in MUMBAI, MAHARASHTRA. The branch's IFSC code KKBK0CCAVEN is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0CCAVEN is the IFSC of Kotak Mahindra Bank Limited's WB BSG CCAVENUE INTEGRATION branch. The format is fixed: KKBK = bank code, 0 = reserved, CCAVEN = branch identifier.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wb Bsg Ccavenue Integration branch in Mumbai, Maharashtra is part of this network and uses the IFSC code KKBK0CCAVEN for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at KOTAK IT PARK 4TH FLR ZONE 2 BUILDG 21 OFF WESTN EX HIGHWAY GEN AK VAIDYA MARG MALAD E MUMBAI 400097. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0CCAVEN is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's WB BSG CCAVENUE INTEGRATION branch came to be assigned the code KKBK0CCAVEN.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0CCAVEN, money simply cannot be routed to the WB BSG CCAVENUE INTEGRATION branch electronically.

Products and account variants supported

Every account opened at the Wb Bsg Ccavenue Integration branch is mapped to IFSC KKBK0CCAVEN on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0CCAVEN.

Products and services

Customers walking into the Wb Bsg Ccavenue Integration branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0CCAVEN

How to transfer money using IFSC KKBK0CCAVEN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0CCAVEN across all three.

NEFT to Kotak Mahindra Bank Limited, WB BSG CCAVENUE INTEGRATION using IFSC KKBK0CCAVEN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0CCAVEN, and confirm that the system picks up Kotak Mahindra Bank Limited – WB BSG CCAVENUE INTEGRATION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WB BSG CCAVENUE INTEGRATION

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's WB BSG CCAVENUE INTEGRATION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0CCAVEN while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited WB BSG CCAVENUE INTEGRATION (IFSC KKBK0CCAVEN)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0CCAVEN in your mobile or internet banking app, and the money is credited to the WB BSG CCAVENUE INTEGRATION branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Wb Bsg Ccavenue Integration

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0CCAVEN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WB BSG CCAVENUE INTEGRATION is still linked to IFSC KKBK0CCAVEN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0CCAVEN

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – WB BSG CCAVENUE INTEGRATION is still mapped to IFSC KKBK0CCAVEN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0CCAVEN and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0CCAVEN

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the WB BSG CCAVENUE INTEGRATION branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0CCAVEN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0CCAVEN and the account number together uniquely identify the Wb Bsg Ccavenue Integration branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – WB BSG CCAVENUE INTEGRATION:

• The IFSC is exactly KKBK0CCAVEN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and WB BSG CCAVENUE INTEGRATION as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Wb Bsg Ccavenue Integration branch

The branch is located at KOTAK IT PARK 4TH FLR ZONE 2 BUILDG 21 OFF WESTN EX HIGHWAY GEN AK VAIDYA MARG MALAD E MUMBAI 400097, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Wb Bsg Ccavenue Integration branch” — the verified location pin for IFSC KKBK0CCAVEN should appear at the top of the results.
2. Confirm the branch is open by calling 22-66056620 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0CCAVEN and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0CCAVEN for Kotak Mahindra Bank Limited – WB BSG CCAVENUE INTEGRATION, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Wb Bsg Ccavenue Integration are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0CCAVEN continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0CCAVEN belongs to Kotak Mahindra Bank Limited's WB BSG CCAVENUE INTEGRATION branch, located at KOTAK IT PARK 4TH FLR ZONE 2 BUILDG 21 OFF WESTN EX HIGHWAY GEN AK VAIDYA MARG… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.