IFSC Code of Kotak Mahindra Bank Limited, The National Co Op Bank Ltd Sanpada Branch, Maharashtra

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch in MUMBAI, MAHARASHTRA. The branch's IFSC code KKBK0TNCB07 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch, the IFSC KKBK0TNCB07 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and TNCB07 identifies this particular branch.

Branch details at a glance

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The National Co Op Bank Ltd Sanpada branch in Mumbai, Maharashtra is part of this network and uses the IFSC code KKBK0TNCB07 for all electronic settlement.

The National Co Op Bank Ltd Sanpada branch overview

Located at THE NATIONAL CO-OP BANK LTD SANPADA SAI KALA, SHOP NO. 11&12, PLOT NO. 22 & 23, BLDG A. SECTOR - 30, SANPADA, NAVI MUMBAI 400 705, the The National Co Op Bank Ltd Sanpada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0TNCB07 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NATIONAL CO OP BANK LTD SANPADA of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0TNCB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0TNCB07 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0TNCB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0TNCB07 across all three.

How to use IFSC KKBK0TNCB07 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0TNCB07.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE NATIONAL CO OP BANK LTD SANPADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NATIONAL CO OP BANK LTD SANPADA

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0TNCB07 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD SANPADA, use IMPS. With IFSC KKBK0TNCB07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The National Co Op Bank Ltd Sanpada

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0TNCB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NATIONAL CO OP BANK LTD SANPADA is still linked to IFSC KKBK0TNCB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch, the IFSC KKBK0TNCB07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The National Co Op Bank Ltd Sanpada branch is mapped to IFSC KKBK0TNCB07 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0TNCB07.

Products and services

Customers walking into the The National Co Op Bank Ltd Sanpada branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0TNCB07

MICR & cheque-truncation details

Cheques drawn on the The National Co Op Bank Ltd Sanpada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0TNCB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KKBK0TNCB07

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NATIONAL CO OP BANK LTD SANPADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0TNCB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD SANPADA:

• The IFSC is exactly KKBK0TNCB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE NATIONAL CO OP BANK LTD SANPADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The National Co Op Bank Ltd Sanpada branch sits at THE NATIONAL CO-OP BANK LTD SANPADA SAI KALA, SHOP NO. 11&12, PLOT NO. 22 & 23, BLDG A. SECTOR - 30, SANPADA, NAVI MUMBAI 400 705. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22844494 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0TNCB07 and your account number.

Verifying IFSC KKBK0TNCB07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0TNCB07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22844494.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The National Co Op Bank Ltd Sanpada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0TNCB07, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0TNCB07 belongs to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD SANPADA branch, located at THE NATIONAL CO-OP BANK LTD SANPADA SAI KALA, SHOP NO. 11&12, PLOT NO. 22 &… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.