IFSC Code of Kotak Mahindra Bank Limited, The National Co Op Bank Ltd Nerul Rly St Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, THE NATIONAL CO OP BANK LTD NERUL RLY ST branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0TNCB05. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NATIONAL CO OP BANK LTD NERUL RLY ST branch, and detailed step-by-step guides for using the IFSC KKBK0TNCB05 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NERUL RLY ST is KKBK0TNCB05. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TNCB05 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The National Co Op Bank Ltd Nerul Rly St branch — IFSC KKBK0TNCB05 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the The National Co Op Bank Ltd Nerul Rly St branch

The The National Co Op Bank Ltd Nerul Rly St branch of Kotak Mahindra Bank Limited is situated at THE NATIONAL CO-OP BANK LTD NERUL RLY ST E 12-15, NERUL RAILWAY ST, CUM COMMERCIAL COMPLEX, NERUL, NAVI MUMBAI - 400 706. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0TNCB05 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NERUL RLY ST branch came to be assigned the code KKBK0TNCB05.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0TNCB05, money simply cannot be routed to the THE NATIONAL CO OP BANK LTD NERUL RLY ST branch electronically.

How to transfer money using IFSC KKBK0TNCB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0TNCB05 across all three.

How to use IFSC KKBK0TNCB05 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NERUL RLY ST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0TNCB05.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE NATIONAL CO OP BANK LTD NERUL RLY ST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0TNCB05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NERUL RLY ST, ensure your bank's portal accepts IFSC KKBK0TNCB05 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NERUL RLY ST, use IMPS. With IFSC KKBK0TNCB05 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The National Co Op Bank Ltd Nerul Rly St

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0TNCB05:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NATIONAL CO OP BANK LTD NERUL RLY ST is still linked to IFSC KKBK0TNCB05.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NERUL RLY ST branch, the IFSC KKBK0TNCB05 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The National Co Op Bank Ltd Nerul Rly St branch is mapped to IFSC KKBK0TNCB05 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0TNCB05.

Products and services

Customers walking into the The National Co Op Bank Ltd Nerul Rly St branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0TNCB05

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0TNCB05 and the account number together uniquely identify the The National Co Op Bank Ltd Nerul Rly St branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KKBK0TNCB05

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NATIONAL CO OP BANK LTD NERUL RLY ST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0TNCB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0TNCB05

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NERUL RLY ST, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0TNCB05.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The National Co Op Bank Ltd Nerul Rly St branch sits at THE NATIONAL CO-OP BANK LTD NERUL RLY ST E 12-15, NERUL RAILWAY ST, CUM COMMERCIAL COMPLEX, NERUL, NAVI MUMBAI - 400 706. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22844494 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0TNCB05 and your account number.

Verifying IFSC KKBK0TNCB05 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0TNCB05 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22844494.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The National Co Op Bank Ltd Nerul Rly St are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0TNCB05 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0TNCB05 is the IFSC code of Kotak Mahindra Bank Limited, THE NATIONAL CO OP BANK LTD NERUL RLY ST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.