IFSC Code of Kotak Mahindra Bank Limited, The National Co Op Bank Ltd Nariman Point Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, THE NATIONAL CO OP BANK LTD NARIMAN POINT branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0TNCB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NATIONAL CO OP BANK LTD NARIMAN POINT branch, and detailed step-by-step guides for using the IFSC KKBK0TNCB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0TNCB04 is the IFSC of Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NARIMAN POINT branch. The format is fixed: KKBK = bank code, 0 = reserved, TNCB04 = branch identifier.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The National Co Op Bank Ltd Nariman Point branch in Mumbai, Maharashtra is part of this network and uses the IFSC code KKBK0TNCB04 for all electronic settlement.

Branch details at a glance

The National Co Op Bank Ltd Nariman Point branch overview

Located at THE NATIONAL CO-OP BANK LTD NARIMAN POINT 214, RAHEJA CENTRE, FREE PRESS JOURNAL MARG, NARIMAN POINT, MUMBAI 400 021, the The National Co Op Bank Ltd Nariman Point branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0TNCB04 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NATIONAL CO OP BANK LTD NARIMAN POINT of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0TNCB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0TNCB04 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The National Co Op Bank Ltd Nariman Point branch

Once you have an account at Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT, the IFSC KKBK0TNCB04 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The National Co Op Bank Ltd Nariman Point branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0TNCB04

How to transfer money using IFSC KKBK0TNCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0TNCB04 across all three.

How to use IFSC KKBK0TNCB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NARIMAN POINT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0TNCB04.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE NATIONAL CO OP BANK LTD NARIMAN POINT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0TNCB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT, ensure your bank's portal accepts IFSC KKBK0TNCB04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited THE NATIONAL CO OP BANK LTD NARIMAN POINT (IFSC KKBK0TNCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0TNCB04 in your mobile or internet banking app, and the money is credited to the THE NATIONAL CO OP BANK LTD NARIMAN POINT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0TNCB04 for Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The National Co Op Bank Ltd Nariman Point branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0TNCB04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT is still mapped to IFSC KKBK0TNCB04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0TNCB04 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The National Co Op Bank Ltd Nariman Point branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0TNCB04 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The National Co Op Bank Ltd Nariman Point branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0TNCB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT:

• The IFSC is exactly KKBK0TNCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE NATIONAL CO OP BANK LTD NARIMAN POINT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The National Co Op Bank Ltd Nariman Point branch

The branch is located at THE NATIONAL CO-OP BANK LTD NARIMAN POINT 214, RAHEJA CENTRE, FREE PRESS JOURNAL MARG, NARIMAN POINT, MUMBAI 400 021, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited The National Co Op Bank Ltd Nariman Point branch” — the verified location pin for IFSC KKBK0TNCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22844494 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0TNCB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0TNCB04 for Kotak Mahindra Bank Limited – THE NATIONAL CO OP BANK LTD NARIMAN POINT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The National Co Op Bank Ltd Nariman Point branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0TNCB04, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0TNCB04 belongs to Kotak Mahindra Bank Limited's THE NATIONAL CO OP BANK LTD NARIMAN POINT branch, located at THE NATIONAL CO-OP BANK LTD NARIMAN POINT 214, RAHEJA CENTRE, FREE PRESS… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.