If you are searching for the IFSC code of Kotak Mahindra Bank Limited, MUMBAI NAPEANSEA branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0000637. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUMBAI NAPEANSEA branch, and detailed step-by-step guides for using the IFSC KKBK0000637 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0000637 is the IFSC of Kotak Mahindra Bank Limited's MUMBAI NAPEANSEA branch. The format is fixed: KKBK = bank code, 0 = reserved, 000637 = branch identifier.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Mumbai Napeansea |
| IFSC Code | KKBK0000637 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI - 400 006. |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 1860 |
| Phone | 2662666 |
Bank profile
Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Mumbai Napeansea branch — IFSC KKBK0000637 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI - 400 006.. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0000637 is used to identify this branch on the RBI payments network.
Why every Kotak Mahindra Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI NAPEANSEA of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0000637 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0000637 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC KKBK0000637
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0000637 across all three.
NEFT to Kotak Mahindra Bank Limited, MUMBAI NAPEANSEA using IFSC KKBK0000637
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0000637, and confirm that the system picks up Kotak Mahindra Bank Limited – MUMBAI NAPEANSEA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MUMBAI NAPEANSEA
If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's MUMBAI NAPEANSEA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0000637 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Kotak Mahindra Bank Limited – MUMBAI NAPEANSEA, use IMPS. With IFSC KKBK0000637 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0000637 for Kotak Mahindra Bank Limited – MUMBAI NAPEANSEA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0000637 | Yes – KKBK0000637 | Yes – KKBK0000637 |
For most retail customers crediting the Mumbai Napeansea branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's MUMBAI NAPEANSEA branch, the IFSC KKBK0000637 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mumbai Napeansea branch is mapped to IFSC KKBK0000637 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0000637.
Products and services
Customers walking into the Mumbai Napeansea branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC KKBK0000637
MICR & cheque-truncation details
Cheques drawn on the Mumbai Napeansea branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0000637 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC KKBK0000637
Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUMBAI NAPEANSEA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0000637 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – MUMBAI NAPEANSEA:
- The IFSC is exactly KKBK0000637 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Kotak Mahindra Bank Limited as the bank name and MUMBAI NAPEANSEA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mumbai Napeansea branch sits at GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI - 400 006.. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0000637 and your account number.
Verifying IFSC KKBK0000637 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0000637 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Napeansea branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0000637, however, work 24x7.
Branch address & contact
Kotak Mahindra Bank LimitedMumbai Napeansea Branch
GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI - 400 006.
Mumbai, Maharashtra
Phone: 1860-2662666
IFSC: KKBK0000637
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai Napeansea branch but serve different purposes.
Is IFSC KKBK0000637 the same for all accounts at Mumbai Napeansea branch?
Yes. The IFSC KKBK0000637 is shared by every account held at Kotak Mahindra Bank Limited's Mumbai Napeansea branch. Only the account number changes from customer to customer.
Can I use IFSC KKBK0000637 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0000637 to send funds instantly.
Does Kotak Mahindra Bank Limited Mumbai Napeansea branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2662666 to confirm.
What is the phone number of Kotak Mahindra Bank Limited Mumbai Napeansea branch?
You can reach the branch at 1860-2662666 during regular banking hours.
How quickly will an NEFT transfer using KKBK0000637 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Mumbai Napeansea reflect within 30 minutes.
Is IFSC KKBK0000637 valid for NEFT and RTGS?
Yes. IFSC KKBK0000637 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Kotak Mahindra Bank Limited Mumbai Napeansea branch located?
Kotak Mahindra Bank Limited's Mumbai Napeansea branch is located at GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI - 400 006., Mumbai, Maharashtra.
Summary
The IFSC code KKBK0000637 belongs to Kotak Mahindra Bank Limited's MUMBAI NAPEANSEA branch, located at GROUND FLOOR,BURHANI MAHAL,59, NEPEANSEA ROAD,OPP. PRIYADARSHINI PARK,MUMBAI -… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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