IFSC Code of Kotak Mahindra Bank Limited, The Modasa Nagarik Sahakari Bank Ltd Market Yard Road Branch, Gujarat

Below are the complete branch details for Kotak Mahindra Bank Limited, THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD branch, located in MODASA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0MNSB02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0MNSB02 for Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD is KKBK0MNSB02. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MNSB02 map to this branch in MODASA, GUJARAT.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch in Modasa, Gujarat is part of this network and uses the IFSC code KKBK0MNSB02 for all electronic settlement.

About this branch

The branch is located at S.T.ROAD MODASA-383315, DISTRICT SABARKANTHA, STATE GUJARAT. It serves the Modasa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0MNSB02 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0MNSB02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0MNSB02 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0MNSB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0MNSB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0MNSB02 across all three.

How to use IFSC KKBK0MNSB02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0MNSB02.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0MNSB02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD, ensure your bank's portal accepts IFSC KKBK0MNSB02 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD (IFSC KKBK0MNSB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0MNSB02 in your mobile or internet banking app, and the money is credited to the THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Modasa Nagarik Sahakari Bank Ltd Market Yard Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0MNSB02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD is still linked to IFSC KKBK0MNSB02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0MNSB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD is still mapped to IFSC KKBK0MNSB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0MNSB02 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch

Once you have an account at Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD, the IFSC KKBK0MNSB02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0MNSB02

Digital banking channels

Most day-to-day work that customers used to do at the The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0MNSB02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Modasa Nagarik Sahakari Bank Ltd Market Yard Road branch sits at S.T.ROAD MODASA-383315, DISTRICT SABARKANTHA, STATE GUJARAT. If you are travelling from outside Modasa, search for the branch on a maps application using the bank name and locality, or call 2774-242761 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0MNSB02 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD:

• The IFSC is exactly KKBK0MNSB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Modasa Nagarik Sahakari Bank Ltd Market Yard Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0MNSB02 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0MNSB02 for Kotak Mahindra Bank Limited – THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0MNSB02 belongs to Kotak Mahindra Bank Limited's THE MODASA NAGARIK SAHAKARI BANK LTD MARKET YARD ROAD branch, located at S.T.ROAD MODASA-383315, DISTRICT SABARKANTHA, STATE GUJARAT in MODASA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.