IFSC Code of Kotak Mahindra Bank Limited, Kokan Mercantile Co Op Bank Ltd Mhasla Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, KOKAN MERCANTILE CO OP BANK LTD MHASLA branch in MHASALA. The 11-digit IFSC KKBK0KMCB54 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the KOKAN MERCANTILE CO OP BANK LTD MHASLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0KMCB54 is the IFSC of Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MHASLA branch. The format is fixed: KKBK = bank code, 0 = reserved, KMCB54 = branch identifier.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Kokan Mercantile Co Op Bank Ltd Mhasla branch in Mhasala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0KMCB54.

Kokan Mercantile Co Op Bank Ltd Mhasla branch overview

Located at KOKAN MERCANTILE CO-OP BANK LTD MHASLA GHANSAR COMMERCIAL COMPLEX,MAIN ROAD, NEAR S.T.STAND,MHASLA, AT & POST & TAL. MHASLA DIST. RAIGAD 402 105., the Kokan Mercantile Co Op Bank Ltd Mhasla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0KMCB54 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MHASLA branch came to be assigned the code KKBK0KMCB54.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0KMCB54, money simply cannot be routed to the KOKAN MERCANTILE CO OP BANK LTD MHASLA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kokan Mercantile Co Op Bank Ltd Mhasla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0KMCB54 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0KMCB54

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0KMCB54 across all three.

How to use IFSC KKBK0KMCB54 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MHASLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0KMCB54.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as KOKAN MERCANTILE CO OP BANK LTD MHASLA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KOKAN MERCANTILE CO OP BANK LTD MHASLA

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MHASLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0KMCB54 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited KOKAN MERCANTILE CO OP BANK LTD MHASLA (IFSC KKBK0KMCB54)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0KMCB54 in your mobile or internet banking app, and the money is credited to the KOKAN MERCANTILE CO OP BANK LTD MHASLA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0KMCB54 for Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MHASLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kokan Mercantile Co Op Bank Ltd Mhasla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0KMCB54

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MHASLA is still mapped to IFSC KKBK0KMCB54. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0KMCB54 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kokan Mercantile Co Op Bank Ltd Mhasla branch

Once you have an account at Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MHASLA, the IFSC KKBK0KMCB54 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kokan Mercantile Co Op Bank Ltd Mhasla branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0KMCB54

Online banking and IFSC KKBK0KMCB54

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOKAN MERCANTILE CO OP BANK LTD MHASLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0KMCB54 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kokan Mercantile Co Op Bank Ltd Mhasla branch sits at KOKAN MERCANTILE CO-OP BANK LTD MHASLA GHANSAR COMMERCIAL COMPLEX,MAIN ROAD, NEAR S.T.STAND,MHASLA, AT & POST & TAL. MHASLA DIST. RAIGAD 402 105.. If you are travelling from outside Mhasala, search for the branch on a maps application using the bank name and locality, or call 2149-233677 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0KMCB54 and your account number.

Common mistakes to avoid when using IFSC KKBK0KMCB54

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – KOKAN MERCANTILE CO OP BANK LTD MHASLA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0KMCB54.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kokan Mercantile Co Op Bank Ltd Mhasla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0KMCB54, however, work 24x7.

Verifying IFSC KKBK0KMCB54 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0KMCB54 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2149-233677.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0KMCB54 belongs to Kotak Mahindra Bank Limited's KOKAN MERCANTILE CO OP BANK LTD MHASLA branch, located at KOKAN MERCANTILE CO-OP BANK LTD MHASLA GHANSAR COMMERCIAL COMPLEX,MAIN ROAD,… in MHASALA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.