IFSC Code of Kotak Mahindra Bank Limited, Lucknow - Jankipuram Extension Branch, Uttar Pradesh

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, LUCKNOW - JANKIPURAM EXTENSION branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is KKBK0005217. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LUCKNOW - JANKIPURAM EXTENSION branch, and detailed step-by-step guides for using the IFSC KKBK0005217 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – LUCKNOW - JANKIPURAM EXTENSION is KKBK0005217. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005217 map to this branch in LUCKNOW, UTTAR PRADESH.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Lucknow - Jankipuram Extension branch — IFSC KKBK0005217 — extends the bank's services to customers in and around Lucknow, Uttar Pradesh.

Branch details at a glance

About the Lucknow - Jankipuram Extension branch

The Lucknow - Jankipuram Extension branch of Kotak Mahindra Bank Limited is situated at GROUND FLOOR, 3/894, JANKIPURAM EXTENSION, NEAR BHAWAN BAZAR CHAURAHA, LUCKNOW - 226031. UTTAR PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0005217 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's LUCKNOW - JANKIPURAM EXTENSION branch came to be assigned the code KKBK0005217.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0005217, money simply cannot be routed to the LUCKNOW - JANKIPURAM EXTENSION branch electronically.

Products and account variants supported

Every account opened at the Lucknow - Jankipuram Extension branch is mapped to IFSC KKBK0005217 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0005217.

Products and services

Customers walking into the Lucknow - Jankipuram Extension branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0005217

How to transfer money using IFSC KKBK0005217

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0005217 across all three.

NEFT to Kotak Mahindra Bank Limited, LUCKNOW - JANKIPURAM EXTENSION using IFSC KKBK0005217

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0005217, and confirm that the system picks up Kotak Mahindra Bank Limited – LUCKNOW - JANKIPURAM EXTENSION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LUCKNOW - JANKIPURAM EXTENSION

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's LUCKNOW - JANKIPURAM EXTENSION branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0005217 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited LUCKNOW - JANKIPURAM EXTENSION (IFSC KKBK0005217)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0005217 in your mobile or internet banking app, and the money is credited to the LUCKNOW - JANKIPURAM EXTENSION branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lucknow - Jankipuram Extension

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0005217:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LUCKNOW - JANKIPURAM EXTENSION is still linked to IFSC KKBK0005217.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's LUCKNOW - JANKIPURAM EXTENSION branch, the IFSC KKBK0005217 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Lucknow - Jankipuram Extension branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0005217 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0005217 and the account number together uniquely identify the Lucknow - Jankipuram Extension branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KKBK0005217

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – LUCKNOW - JANKIPURAM EXTENSION, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0005217.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Lucknow - Jankipuram Extension branch

The branch is located at GROUND FLOOR, 3/894, JANKIPURAM EXTENSION, NEAR BHAWAN BAZAR CHAURAHA, LUCKNOW - 226031. UTTAR PRADESH, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Lucknow - Jankipuram Extension branch” — the verified location pin for IFSC KKBK0005217 should appear at the top of the results.
2. Confirm the branch is open by calling 22-66006022 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0005217 and your account number.

Verifying IFSC KKBK0005217 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0005217 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-66006022.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lucknow - Jankipuram Extension branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0005217, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0005217 is the IFSC code of Kotak Mahindra Bank Limited, LUCKNOW - JANKIPURAM EXTENSION branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.