IFSC Code of Kotak Mahindra Bank Limited, Udgir Urban Co Op Bank Ltd Latur Branch, Maharashtra

Below are the complete branch details for Kotak Mahindra Bank Limited, UDGIR URBAN CO OP BANK LTD LATUR branch, located in LATUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0UCBL02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0UCBL02 for Kotak Mahindra Bank Limited – UDGIR URBAN CO OP BANK LTD LATUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's UDGIR URBAN CO OP BANK LTD LATUR branch, the IFSC KKBK0UCBL02 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and UCBL02 identifies this particular branch.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Udgir Urban Co Op Bank Ltd Latur branch in Latur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0UCBL02.

About the Udgir Urban Co Op Bank Ltd Latur branch

The Udgir Urban Co Op Bank Ltd Latur branch of Kotak Mahindra Bank Limited is situated at UDGIR URBAN CO OP BANK LTD LATUR OM CHAMBERS SARAFA LANE, LATUR 413512. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0UCBL02 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's UDGIR URBAN CO OP BANK LTD LATUR branch came to be assigned the code KKBK0UCBL02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0UCBL02, money simply cannot be routed to the UDGIR URBAN CO OP BANK LTD LATUR branch electronically.

How to transfer money using IFSC KKBK0UCBL02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0UCBL02 across all three.

NEFT to Kotak Mahindra Bank Limited, UDGIR URBAN CO OP BANK LTD LATUR using IFSC KKBK0UCBL02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0UCBL02, and confirm that the system picks up Kotak Mahindra Bank Limited – UDGIR URBAN CO OP BANK LTD LATUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UDGIR URBAN CO OP BANK LTD LATUR

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's UDGIR URBAN CO OP BANK LTD LATUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0UCBL02 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – UDGIR URBAN CO OP BANK LTD LATUR, use IMPS. With IFSC KKBK0UCBL02 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Udgir Urban Co Op Bank Ltd Latur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0UCBL02:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UDGIR URBAN CO OP BANK LTD LATUR is still linked to IFSC KKBK0UCBL02.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's UDGIR URBAN CO OP BANK LTD LATUR branch, the IFSC KKBK0UCBL02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Udgir Urban Co Op Bank Ltd Latur branch is mapped to IFSC KKBK0UCBL02 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0UCBL02.

Products and services

Customers walking into the Udgir Urban Co Op Bank Ltd Latur branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0UCBL02

MICR & cheque-truncation details

Cheques drawn on the Udgir Urban Co Op Bank Ltd Latur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0UCBL02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Udgir Urban Co Op Bank Ltd Latur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0UCBL02 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – UDGIR URBAN CO OP BANK LTD LATUR:

• The IFSC is exactly KKBK0UCBL02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and UDGIR URBAN CO OP BANK LTD LATUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Udgir Urban Co Op Bank Ltd Latur branch

The branch is located at UDGIR URBAN CO OP BANK LTD LATUR OM CHAMBERS SARAFA LANE, LATUR 413512, which puts it inside Latur, the broader Latur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Udgir Urban Co Op Bank Ltd Latur branch” — the verified location pin for IFSC KKBK0UCBL02 should appear at the top of the results.
2. Confirm the branch is open by calling 9422014271 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0UCBL02 and your account number.

Verifying IFSC KKBK0UCBL02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0UCBL02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9422014271.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udgir Urban Co Op Bank Ltd Latur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0UCBL02, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0UCBL02 belongs to Kotak Mahindra Bank Limited's UDGIR URBAN CO OP BANK LTD LATUR branch, located at UDGIR URBAN CO OP BANK LTD LATUR OM CHAMBERS SARAFA LANE, LATUR 413512 in LATUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.