IFSC Code of Kotak Mahindra Bank Limited, Sahyog Urban Co Op Bank Ltd Udgir Latur Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch in LATUR. The 11-digit IFSC KKBK0SCBU03 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the SAHYOG URBAN CO OP BANK LTD UDGIR LATUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch, the IFSC KKBK0SCBU03 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and SCBU03 identifies this particular branch.

Branch details at a glance

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahyog Urban Co Op Bank Ltd Udgir Latur branch in Latur, Maharashtra is part of this network and uses the IFSC code KKBK0SCBU03 for all electronic settlement.

About the Sahyog Urban Co Op Bank Ltd Udgir Latur branch

The Sahyog Urban Co Op Bank Ltd Udgir Latur branch of Kotak Mahindra Bank Limited is situated at SAHYOG URBAN CO OP BANK LTD UDGIR LATUR OPP SHIVNERI GATE MARKET YARD KAVA ROAD LATUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0SCBU03 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch came to be assigned the code KKBK0SCBU03.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0SCBU03, money simply cannot be routed to the SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch electronically.

How to transfer money using IFSC KKBK0SCBU03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SCBU03 across all three.

How to use IFSC KKBK0SCBU03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0SCBU03.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as SAHYOG URBAN CO OP BANK LTD UDGIR LATUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0SCBU03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – SAHYOG URBAN CO OP BANK LTD UDGIR LATUR, ensure your bank's portal accepts IFSC KKBK0SCBU03 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – SAHYOG URBAN CO OP BANK LTD UDGIR LATUR, use IMPS. With IFSC KKBK0SCBU03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0SCBU03 for Kotak Mahindra Bank Limited – SAHYOG URBAN CO OP BANK LTD UDGIR LATUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sahyog Urban Co Op Bank Ltd Udgir Latur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch, the IFSC KKBK0SCBU03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sahyog Urban Co Op Bank Ltd Udgir Latur branch is mapped to IFSC KKBK0SCBU03 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SCBU03.

Products and services

Customers walking into the Sahyog Urban Co Op Bank Ltd Udgir Latur branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0SCBU03

MICR & cheque-truncation details

Cheques drawn on the Sahyog Urban Co Op Bank Ltd Udgir Latur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0SCBU03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC KKBK0SCBU03

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0SCBU03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC KKBK0SCBU03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – SAHYOG URBAN CO OP BANK LTD UDGIR LATUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0SCBU03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sahyog Urban Co Op Bank Ltd Udgir Latur branch

The branch is located at SAHYOG URBAN CO OP BANK LTD UDGIR LATUR OPP SHIVNERI GATE MARKET YARD KAVA ROAD LATUR, which puts it inside Latur, the broader Latur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Sahyog Urban Co Op Bank Ltd Udgir Latur branch” — the verified location pin for IFSC KKBK0SCBU03 should appear at the top of the results.
2. Confirm the branch is open by calling 2382-259925 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0SCBU03 and your account number.

Verifying IFSC KKBK0SCBU03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0SCBU03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2382-259925.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sahyog Urban Co Op Bank Ltd Udgir Latur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SCBU03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0SCBU03 belongs to Kotak Mahindra Bank Limited's SAHYOG URBAN CO OP BANK LTD UDGIR LATUR branch, located at SAHYOG URBAN CO OP BANK LTD UDGIR LATUR OPP SHIVNERI GATE MARKET YARD KAVA… in LATUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.