IFSC Code of Kotak Mahindra Bank Limited, The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli Branch, Kerala

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch in KOCHI, KERALA. The branch's IFSC code KKBK0MMCB04 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0MMCB04 is the IFSC of Kotak Mahindra Bank Limited's THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch. The format is fixed: KKBK = bank code, 0 = reserved, MMCB04 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch — IFSC KKBK0MMCB04 — extends the bank's services to customers in and around Kochi, Kerala.

About the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch

The The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch of Kotak Mahindra Bank Limited is situated at THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD NO 665,FORT KOCHI, COCHIN-1. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0MMCB04 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch came to be assigned the code KKBK0MMCB04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0MMCB04, money simply cannot be routed to the THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0MMCB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0MMCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0MMCB04 across all three.

How to use IFSC KKBK0MMCB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0MMCB04.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0MMCB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI, ensure your bank's portal accepts IFSC KKBK0MMCB04 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI (IFSC KKBK0MMCB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0MMCB04 in your mobile or internet banking app, and the money is credited to the THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0MMCB04 for Kotak Mahindra Bank Limited – THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0MMCB04

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI is still mapped to IFSC KKBK0MMCB04. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0MMCB04 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch is mapped to IFSC KKBK0MMCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0MMCB04.

Products and services

Customers walking into the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0MMCB04

Online banking and IFSC KKBK0MMCB04

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0MMCB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch

The branch is located at THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD NO 665,FORT KOCHI, COCHIN-1, which puts it inside Kochi, the broader Ernakulam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli branch” — the verified location pin for IFSC KKBK0MMCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 484-2327189 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0MMCB04 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI:

• The IFSC is exactly KKBK0MMCB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Mattancherry Mahajanik Cooperative Bank Ltd Mundamveli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0MMCB04 continue to work without interruption.

Verifying IFSC KKBK0MMCB04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0MMCB04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2327189.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0MMCB04 belongs to Kotak Mahindra Bank Limited's THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD MUNDAMVELI branch, located at THE MATTANCHERRY MAHAJANIK COOPERATIVE BANK LTD NO 665,FORT KOCHI, COCHIN-1 in KOCHI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.