IFSC Code of Kotak Mahindra Bank Limited, Kangayampalayam Branch, Tamil Nadu

Below are the complete branch details for Kotak Mahindra Bank Limited, KANGAYAMPALAYAM branch, located in KANGAYAMPALAYAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0008677. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0008677 for Kotak Mahindra Bank Limited – KANGAYAMPALAYAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's KANGAYAMPALAYAM branch, the IFSC KKBK0008677 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and 008677 identifies this particular branch.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kangayampalayam branch — IFSC KKBK0008677 — extends the bank's services to customers in and around Kangayampalayam, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at KOTAK MAHINDRA BANK LTD, 3/147/5, PONGIAMAL LAXMI COMPLEX, KAMARAJ NAGAR, SULUR, COIMBATORE, KANGAYAMPALAYAM - 641401. TAMILNADU. It serves the Kangayampalayam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0008677 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's KANGAYAMPALAYAM branch came to be assigned the code KKBK0008677.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0008677, money simply cannot be routed to the KANGAYAMPALAYAM branch electronically.

Products and account variants supported

Every account opened at the Kangayampalayam branch is mapped to IFSC KKBK0008677 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0008677.

Products and services

Customers walking into the Kangayampalayam branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0008677

How to transfer money using IFSC KKBK0008677

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0008677 across all three.

NEFT to Kotak Mahindra Bank Limited, KANGAYAMPALAYAM using IFSC KKBK0008677

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0008677, and confirm that the system picks up Kotak Mahindra Bank Limited – KANGAYAMPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANGAYAMPALAYAM

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's KANGAYAMPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0008677 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – KANGAYAMPALAYAM, use IMPS. With IFSC KKBK0008677 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0008677 for Kotak Mahindra Bank Limited – KANGAYAMPALAYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kangayampalayam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0008677

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – KANGAYAMPALAYAM is still mapped to IFSC KKBK0008677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0008677 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0008677

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KANGAYAMPALAYAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0008677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0008677 and the account number together uniquely identify the Kangayampalayam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – KANGAYAMPALAYAM:

• The IFSC is exactly KKBK0008677 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and KANGAYAMPALAYAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kangayampalayam branch sits at KOTAK MAHINDRA BANK LTD, 3/147/5, PONGIAMAL LAXMI COMPLEX, KAMARAJ NAGAR, SULUR, COIMBATORE, KANGAYAMPALAYAM - 641401. TAMILNADU. If you are travelling from outside Kangayampalayam, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0008677 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0008677 for Kotak Mahindra Bank Limited – KANGAYAMPALAYAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kangayampalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0008677 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0008677 belongs to Kotak Mahindra Bank Limited's KANGAYAMPALAYAM branch, located at KOTAK MAHINDRA BANK LTD, 3/147/5, PONGIAMAL LAXMI COMPLEX, KAMARAJ NAGAR,… in KANGAYAMPALAYAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.