Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's KAKINADA branch in KAKINADA, ANDHRA PRADESH. The branch's IFSC code KKBK0007839 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0007839 is the IFSC of Kotak Mahindra Bank Limited's KAKINADA branch. The format is fixed: KKBK = bank code, 0 = reserved, 007839 = branch identifier.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Kakinada |
| IFSC Code | KKBK0007839 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR STREET, BESIDE CAR WORLD, KAKINADA, 533001, ANDHRA PRADESH |
| City | Kakinada |
| District | East Godavari |
| State | Andhra Pradesh |
| STD Code | 1860 |
| Phone | 2662666 |
About the bank
Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kakinada branch in Kakinada, Andhra Pradesh is part of this network and uses the IFSC code KKBK0007839 for all electronic settlement.
Kakinada branch overview
Located at KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR STREET, BESIDE CAR WORLD, KAKINADA, 533001, ANDHRA PRADESH, the Kakinada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0007839 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's KAKINADA branch came to be assigned the code KKBK0007839.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0007839, money simply cannot be routed to the KAKINADA branch electronically.
How to transfer money using IFSC KKBK0007839
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0007839 across all three.
How to use IFSC KKBK0007839 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's KAKINADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC KKBK0007839.
- Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as KAKINADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KAKINADA
If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's KAKINADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0007839 while initiating the transfer and the credit will appear within minutes.
IMPS to Kotak Mahindra Bank Limited KAKINADA (IFSC KKBK0007839)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0007839 in your mobile or internet banking app, and the money is credited to the KAKINADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0007839 for Kotak Mahindra Bank Limited – KAKINADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0007839 | Yes – KKBK0007839 | Yes – KKBK0007839 |
For most retail customers crediting the Kakinada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KKBK0007839
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – KAKINADA is still mapped to IFSC KKBK0007839. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0007839 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kakinada branch is mapped to IFSC KKBK0007839 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0007839.
Banking services available
The Kakinada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0007839
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0007839 and the account number together uniquely identify the Kakinada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kakinada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0007839 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC KKBK0007839
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – KAKINADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
KKBK0007839. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kakinada branch
The branch is located at KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR STREET, BESIDE CAR WORLD, KAKINADA, 533001, ANDHRA PRADESH, which puts it inside Kakinada, the broader East Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Kakinada branch” — the verified location pin for IFSC KKBK0007839 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0007839 and your account number.
Verifying IFSC KKBK0007839 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0007839 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakinada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0007839, however, work 24x7.
Branch address & contact
Kotak Mahindra Bank LimitedKakinada Branch
KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR STREET, BESIDE CAR WORLD, KAKINADA, 533001, ANDHRA PRADESH
Kakinada, Andhra Pradesh
Phone: 1860-2662666
IFSC: KKBK0007839
Frequently asked questions
How quickly will an NEFT transfer using KKBK0007839 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Kakinada reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakinada branch but serve different purposes.
Where is Kotak Mahindra Bank Limited Kakinada branch located?
Kotak Mahindra Bank Limited's Kakinada branch is located at KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR STREET, BESIDE CAR WORLD, KAKINADA, 533001, ANDHRA PRADESH, Kakinada, Andhra Pradesh.
Is IFSC KKBK0007839 the same for all accounts at Kakinada branch?
Yes. The IFSC KKBK0007839 is shared by every account held at Kotak Mahindra Bank Limited's Kakinada branch. Only the account number changes from customer to customer.
What is the phone number of Kotak Mahindra Bank Limited Kakinada branch?
You can reach the branch at 1860-2662666 during regular banking hours.
How do I add Kotak Mahindra Bank Limited Kakinada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0007839, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code KKBK0007839 belongs to Kotak Mahindra Bank Limited's KAKINADA branch, located at KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, DOOR NO. 6-1-34/1 JAWAHAR… in KAKINADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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