IFSC Code of Kotak Mahindra Bank Limited, The Mahanagar Co Operative Urban Bank Limited Mehdipatnam Branch, Telangana

Below are the complete branch details for Kotak Mahindra Bank Limited, THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0MCUB02. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0MCUB02 for Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0MCUB02 is the IFSC of Kotak Mahindra Bank Limited's THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch. The format is fixed: KKBK = bank code, 0 = reserved, MCUB02 = branch identifier.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0MCUB02.

Branch details at a glance

About this branch

The branch is located at THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM 10-3-13 FAMOUS PLAZA HUMAYAUN NAGAR, OPP HUMAYUN NAGAR POLICE STATION MEHDIPATNAM 500028. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0MCUB02 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch came to be assigned the code KKBK0MCUB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0MCUB02, money simply cannot be routed to the THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch electronically.

Products and account variants supported

Every account opened at the The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch is mapped to IFSC KKBK0MCUB02 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0MCUB02.

Banking services available

The The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-27550032.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0MCUB02

How to transfer money using IFSC KKBK0MCUB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0MCUB02 across all three.

How to use IFSC KKBK0MCUB02 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0MCUB02.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0MCUB02

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM, ensure your bank's portal accepts IFSC KKBK0MCUB02 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM (IFSC KKBK0MCUB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0MCUB02 in your mobile or internet banking app, and the money is credited to the THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0MCUB02 for Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0MCUB02

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM is still mapped to IFSC KKBK0MCUB02. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0MCUB02 and the beneficiary's account number to complete the transfer.

Online banking and IFSC KKBK0MCUB02

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0MCUB02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0MCUB02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM:

• The IFSC is exactly KKBK0MCUB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch sits at THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM 10-3-13 FAMOUS PLAZA HUMAYAUN NAGAR, OPP HUMAYUN NAGAR POLICE STATION MEHDIPATNAM 500028. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-27550032 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0MCUB02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0MCUB02 for Kotak Mahindra Bank Limited – THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mahanagar Co Operative Urban Bank Limited Mehdipatnam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0MCUB02, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0MCUB02 is the IFSC code of Kotak Mahindra Bank Limited, THE MAHANAGAR CO OPERATIVE URBAN BANK LIMITED MEHDIPATNAM branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.