IFSC Code of Kotak Mahindra Bank Limited, Navabharat Co Op Urban Bank Ltdbalaji Nagar Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch in HYDERABAD. The 11-digit IFSC KKBK0NCUB02 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR is KKBK0NCUB02. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NCUB02 map to this branch in HYDERABAD, TELANGANA.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0NCUB02.

About this branch

The branch is located at NAVABHARAT CO-OPERATIVE URBAN BANK LTDBALAJI NAGARNAVABHARAT COOP BANK,SAI BABA ARCH ROAD,BALAJI NAGAR,JAHAWAR NAGAR POST,SECUNDERABAD. PIN - 500087, A.P. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0NCUB02 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch came to be assigned the code KKBK0NCUB02.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0NCUB02, money simply cannot be routed to the NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch electronically.

How to transfer money using IFSC KKBK0NCUB02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0NCUB02 across all three.

NEFT to Kotak Mahindra Bank Limited, NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR using IFSC KKBK0NCUB02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0NCUB02, and confirm that the system picks up Kotak Mahindra Bank Limited – NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0NCUB02 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR (IFSC KKBK0NCUB02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0NCUB02 in your mobile or internet banking app, and the money is credited to the NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0NCUB02 for Kotak Mahindra Bank Limited – NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch, the IFSC KKBK0NCUB02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch

Once you have an account at Kotak Mahindra Bank Limited – NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR, the IFSC KKBK0NCUB02 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0NCUB02

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0NCUB02 and the account number together uniquely identify the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC KKBK0NCUB02

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0NCUB02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR:

• The IFSC is exactly KKBK0NCUB02 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Navabharat Co Op Urban Bank Ltdbalaji Nagar branch

The branch is located at NAVABHARAT CO-OPERATIVE URBAN BANK LTDBALAJI NAGARNAVABHARAT COOP BANK,SAI BABA ARCH ROAD,BALAJI NAGAR,JAHAWAR NAGAR POST,SECUNDERABAD. PIN - 500087, A.P, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Navabharat Co Op Urban Bank Ltdbalaji Nagar branch” — the verified location pin for IFSC KKBK0NCUB02 should appear at the top of the results.
2. Confirm the branch is open by calling 40-27125599 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0NCUB02 and your account number.

Verifying IFSC KKBK0NCUB02 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0NCUB02 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-27125599.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Navabharat Co Op Urban Bank Ltdbalaji Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0NCUB02 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0NCUB02 is the IFSC code of Kotak Mahindra Bank Limited, NAVABHARAT CO OP URBAN BANK LTDBALAJI NAGAR branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.