IFSC Code of Kotak Mahindra Bank Limited, Gurugram - Cyber Green Branch, Haryana

Below are the complete branch details for Kotak Mahindra Bank Limited, GURUGRAM - CYBER GREEN branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0004902. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0004902 for Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN is KKBK0004902. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004902 map to this branch in GURGAON, HARYANA.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Gurugram - Cyber Green branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0004902.

Gurugram - Cyber Green branch overview

Located at KOTAK MAHINDRA BANK LTD, GROUND FLOOR, DLF CYBER GREEN, E-1B1, E-2A1, E-2B1- DLF PHASE III, GURUGRAM - 122002. HARYANA, the Gurugram - Cyber Green branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0004902 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's GURUGRAM - CYBER GREEN branch came to be assigned the code KKBK0004902.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0004902, money simply cannot be routed to the GURUGRAM - CYBER GREEN branch electronically.

How to transfer money using IFSC KKBK0004902

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0004902 across all three.

NEFT to Kotak Mahindra Bank Limited, GURUGRAM - CYBER GREEN using IFSC KKBK0004902

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0004902, and confirm that the system picks up Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GURUGRAM - CYBER GREEN

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's GURUGRAM - CYBER GREEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0004902 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited GURUGRAM - CYBER GREEN (IFSC KKBK0004902)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0004902 in your mobile or internet banking app, and the money is credited to the GURUGRAM - CYBER GREEN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0004902 for Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gurugram - Cyber Green branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0004902

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN is still mapped to IFSC KKBK0004902. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0004902 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gurugram - Cyber Green branch is mapped to IFSC KKBK0004902 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0004902.

Products and services

Customers walking into the Gurugram - Cyber Green branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0004902

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0004902 and the account number together uniquely identify the Gurugram - Cyber Green branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gurugram - Cyber Green branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0004902 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN:

• The IFSC is exactly KKBK0004902 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and GURUGRAM - CYBER GREEN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gurugram - Cyber Green branch

The branch is located at KOTAK MAHINDRA BANK LTD, GROUND FLOOR, DLF CYBER GREEN, E-1B1, E-2A1, E-2B1- DLF PHASE III, GURUGRAM - 122002. HARYANA, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Gurugram - Cyber Green branch” — the verified location pin for IFSC KKBK0004902 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0004902 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0004902 for Kotak Mahindra Bank Limited – GURUGRAM - CYBER GREEN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurugram - Cyber Green branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0004902, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0004902 belongs to Kotak Mahindra Bank Limited's GURUGRAM - CYBER GREEN branch, located at KOTAK MAHINDRA BANK LTD, GROUND FLOOR, DLF CYBER GREEN, E-1B1, E-2A1, E-2B1-… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.