IFSC Code of Kotak Mahindra Bank Limited, Gurgaon Gurugram Sec Fifty Six Branch, Haryana

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, GURGAON GURUGRAM SEC FIFTY SIX branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is KKBK0004283. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GURGAON GURUGRAM SEC FIFTY SIX branch, and detailed step-by-step guides for using the IFSC KKBK0004283 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – GURGAON GURUGRAM SEC FIFTY SIX is KKBK0004283. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004283 map to this branch in GURGAON, HARYANA.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon Gurugram Sec Fifty Six branch — IFSC KKBK0004283 — extends the bank's services to customers in and around Gurgaon, Haryana.

Branch details at a glance

About the Gurgaon Gurugram Sec Fifty Six branch

The Gurgaon Gurugram Sec Fifty Six branch of Kotak Mahindra Bank Limited is situated at BASEMENT GROUND FLOOR SCO 63 HUDA MARKET SECTOR 56 GURUGRAM 122 001 HARYANA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0004283 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's GURGAON GURUGRAM SEC FIFTY SIX branch came to be assigned the code KKBK0004283.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0004283, money simply cannot be routed to the GURGAON GURUGRAM SEC FIFTY SIX branch electronically.

Products and account variants supported

Every account opened at the Gurgaon Gurugram Sec Fifty Six branch is mapped to IFSC KKBK0004283 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0004283.

Products and services

Customers walking into the Gurgaon Gurugram Sec Fifty Six branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0004283

How to transfer money using IFSC KKBK0004283

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0004283 across all three.

How to use IFSC KKBK0004283 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's GURGAON GURUGRAM SEC FIFTY SIX branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0004283.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as GURGAON GURUGRAM SEC FIFTY SIX.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC KKBK0004283

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – GURGAON GURUGRAM SEC FIFTY SIX, ensure your bank's portal accepts IFSC KKBK0004283 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Kotak Mahindra Bank Limited GURGAON GURUGRAM SEC FIFTY SIX (IFSC KKBK0004283)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0004283 in your mobile or internet banking app, and the money is credited to the GURGAON GURUGRAM SEC FIFTY SIX branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gurgaon Gurugram Sec Fifty Six

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0004283:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON GURUGRAM SEC FIFTY SIX is still linked to IFSC KKBK0004283.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's GURGAON GURUGRAM SEC FIFTY SIX branch, the IFSC KKBK0004283 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0004283

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON GURUGRAM SEC FIFTY SIX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0004283 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0004283 and the account number together uniquely identify the Gurgaon Gurugram Sec Fifty Six branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC KKBK0004283

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – GURGAON GURUGRAM SEC FIFTY SIX, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0004283.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gurgaon Gurugram Sec Fifty Six branch sits at BASEMENT GROUND FLOOR SCO 63 HUDA MARKET SECTOR 56 GURUGRAM 122 001 HARYANA. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0004283 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0004283 for Kotak Mahindra Bank Limited – GURGAON GURUGRAM SEC FIFTY SIX, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gurgaon Gurugram Sec Fifty Six are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0004283 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0004283 belongs to Kotak Mahindra Bank Limited's GURGAON GURUGRAM SEC FIFTY SIX branch, located at BASEMENT GROUND FLOOR SCO 63 HUDA MARKET SECTOR 56 GURUGRAM 122 001 HARYANA in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.