IFSC Code of Kotak Mahindra Bank Limited, Ghaziabad - Vaishali Sec Five Branch, Uttar Pradesh

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, GHAZIABAD - VAISHALI SEC FIVE branch in GHAZIABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is KKBK0005379. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHAZIABAD - VAISHALI SEC FIVE branch, and detailed step-by-step guides for using the IFSC KKBK0005379 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – GHAZIABAD - VAISHALI SEC FIVE is KKBK0005379. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005379 map to this branch in GHAZIABAD, UTTAR PRADESH.

Branch details at a glance

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Ghaziabad - Vaishali Sec Five branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0005379.

About the Ghaziabad - Vaishali Sec Five branch

The Ghaziabad - Vaishali Sec Five branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD, DESIGN ARCH E HOMES, SECTOR 5, VAISHALI, GHAZIABAD - 201012, UTTAR PRADESH.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0005379 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's GHAZIABAD - VAISHALI SEC FIVE branch came to be assigned the code KKBK0005379.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0005379, money simply cannot be routed to the GHAZIABAD - VAISHALI SEC FIVE branch electronically.

How to transfer money using IFSC KKBK0005379

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0005379 across all three.

NEFT to Kotak Mahindra Bank Limited, GHAZIABAD - VAISHALI SEC FIVE using IFSC KKBK0005379

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0005379, and confirm that the system picks up Kotak Mahindra Bank Limited – GHAZIABAD - VAISHALI SEC FIVE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GHAZIABAD - VAISHALI SEC FIVE

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's GHAZIABAD - VAISHALI SEC FIVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0005379 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited GHAZIABAD - VAISHALI SEC FIVE (IFSC KKBK0005379)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0005379 in your mobile or internet banking app, and the money is credited to the GHAZIABAD - VAISHALI SEC FIVE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ghaziabad - Vaishali Sec Five

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0005379:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHAZIABAD - VAISHALI SEC FIVE is still linked to IFSC KKBK0005379.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0005379

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – GHAZIABAD - VAISHALI SEC FIVE is still mapped to IFSC KKBK0005379. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0005379 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ghaziabad - Vaishali Sec Five branch is mapped to IFSC KKBK0005379 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0005379.

Banking services available

The Ghaziabad - Vaishali Sec Five branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0005379

MICR & cheque-truncation details

Cheques drawn on the Ghaziabad - Vaishali Sec Five branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0005379 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ghaziabad - Vaishali Sec Five branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0005379 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC KKBK0005379

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – GHAZIABAD - VAISHALI SEC FIVE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0005379.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ghaziabad - Vaishali Sec Five branch sits at KOTAK MAHINDRA BANK LTD, DESIGN ARCH E HOMES, SECTOR 5, VAISHALI, GHAZIABAD - 201012, UTTAR PRADESH.. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0005379 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0005379 for Kotak Mahindra Bank Limited – GHAZIABAD - VAISHALI SEC FIVE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ghaziabad - Vaishali Sec Five are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0005379 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0005379 is the IFSC code of Kotak Mahindra Bank Limited, GHAZIABAD - VAISHALI SEC FIVE branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.