IFSC Code of Kotak Mahindra Bank Limited, Faridabad Sec Twenty One C Branch, Haryana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Kotak Mahindra Bank Limited, FARIDABAD SEC TWENTY ONE C branch in FARIDABAD. The 11-digit IFSC KKBK0004389 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Kotak Mahindra Bank Limited at the FARIDABAD SEC TWENTY ONE C location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0004389 is the IFSC of Kotak Mahindra Bank Limited's FARIDABAD SEC TWENTY ONE C branch. The format is fixed: KKBK = bank code, 0 = reserved, 004389 = branch identifier.

Branch details at a glance

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Faridabad Sec Twenty One C branch in Faridabad, Haryana is part of this network and uses the IFSC code KKBK0004389 for all electronic settlement.

About the Faridabad Sec Twenty One C branch

The Faridabad Sec Twenty One C branch of Kotak Mahindra Bank Limited is situated at KOTAK MAHINDRA BANK LTD SCO 136 SECTOR 21C MAIN SHOPPING CENTER FARIDABAD 121001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0004389 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's FARIDABAD SEC TWENTY ONE C branch came to be assigned the code KKBK0004389.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0004389, money simply cannot be routed to the FARIDABAD SEC TWENTY ONE C branch electronically.

How to transfer money using IFSC KKBK0004389

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0004389 across all three.

How to use IFSC KKBK0004389 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's FARIDABAD SEC TWENTY ONE C branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0004389.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as FARIDABAD SEC TWENTY ONE C.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to FARIDABAD SEC TWENTY ONE C

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's FARIDABAD SEC TWENTY ONE C branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0004389 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited FARIDABAD SEC TWENTY ONE C (IFSC KKBK0004389)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0004389 in your mobile or internet banking app, and the money is credited to the FARIDABAD SEC TWENTY ONE C branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Faridabad Sec Twenty One C

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0004389:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at FARIDABAD SEC TWENTY ONE C is still linked to IFSC KKBK0004389.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0004389

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – FARIDABAD SEC TWENTY ONE C is still mapped to IFSC KKBK0004389. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0004389 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Faridabad Sec Twenty One C branch is mapped to IFSC KKBK0004389 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0004389.

Products and services

Customers walking into the Faridabad Sec Twenty One C branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0004389

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0004389 and the account number together uniquely identify the Faridabad Sec Twenty One C branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Faridabad Sec Twenty One C branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0004389 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – FARIDABAD SEC TWENTY ONE C:

• The IFSC is exactly KKBK0004389 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and FARIDABAD SEC TWENTY ONE C as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Faridabad Sec Twenty One C branch sits at KOTAK MAHINDRA BANK LTD SCO 136 SECTOR 21C MAIN SHOPPING CENTER FARIDABAD 121001. If you are travelling from outside Faridabad, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0004389 and your account number.

Verifying IFSC KKBK0004389 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0004389 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Faridabad Sec Twenty One C branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0004389, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0004389 is the IFSC code of Kotak Mahindra Bank Limited, FARIDABAD SEC TWENTY ONE C branch, in FARIDABAD, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.