IFSC Code of Kotak Mahindra Bank Limited, The Urban Co Op Bank Ltd Dharangaon Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, THE URBAN CO OP BANK LTD DHARANGAON branch in DHARANGAON, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0UCB501. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE URBAN CO OP BANK LTD DHARANGAON branch, and detailed step-by-step guides for using the IFSC KKBK0UCB501 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0UCB501 is the IFSC of Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD DHARANGAON branch. The format is fixed: KKBK = bank code, 0 = reserved, UCB501 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Urban Co Op Bank Ltd Dharangaon branch — IFSC KKBK0UCB501 — extends the bank's services to customers in and around Dharangaon, Maharashtra.

The Urban Co Op Bank Ltd Dharangaon branch overview

Located at THE URBAN CO OP BANK LTD, NEAR S. T STAND, DHARANGAON (DIST - JALGAON), the The Urban Co Op Bank Ltd Dharangaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0UCB501 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE URBAN CO OP BANK LTD DHARANGAON of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0UCB501 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0UCB501 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Urban Co Op Bank Ltd Dharangaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0UCB501 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC KKBK0UCB501

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0UCB501 across all three.

NEFT to Kotak Mahindra Bank Limited, THE URBAN CO OP BANK LTD DHARANGAON using IFSC KKBK0UCB501

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0UCB501, and confirm that the system picks up Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD DHARANGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE URBAN CO OP BANK LTD DHARANGAON

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD DHARANGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0UCB501 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited THE URBAN CO OP BANK LTD DHARANGAON (IFSC KKBK0UCB501)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0UCB501 in your mobile or internet banking app, and the money is credited to the THE URBAN CO OP BANK LTD DHARANGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0UCB501 for Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD DHARANGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Urban Co Op Bank Ltd Dharangaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC KKBK0UCB501

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD DHARANGAON is still mapped to IFSC KKBK0UCB501. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0UCB501 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Urban Co Op Bank Ltd Dharangaon branch

Once you have an account at Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD DHARANGAON, the IFSC KKBK0UCB501 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Urban Co Op Bank Ltd Dharangaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2588-252141.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0UCB501

Digital banking channels

Most day-to-day work that customers used to do at the The Urban Co Op Bank Ltd Dharangaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0UCB501 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Urban Co Op Bank Ltd Dharangaon branch sits at THE URBAN CO OP BANK LTD, NEAR S. T STAND, DHARANGAON (DIST - JALGAON). If you are travelling from outside Dharangaon, search for the branch on a maps application using the bank name and locality, or call 2588-252141 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0UCB501 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD DHARANGAON:

• The IFSC is exactly KKBK0UCB501 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and THE URBAN CO OP BANK LTD DHARANGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Urban Co Op Bank Ltd Dharangaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0UCB501 continue to work without interruption.

Verifying IFSC KKBK0UCB501 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0UCB501 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2588-252141.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0UCB501 is the IFSC code of Kotak Mahindra Bank Limited, THE URBAN CO OP BANK LTD DHARANGAON branch, in DHARANGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.