IFSC Code of Kotak Mahindra Bank Limited, Jagriti Enclave Anand Vihar Branch Delhi Branch, Delhi

Below are the complete branch details for Kotak Mahindra Bank Limited, JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0004584. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0004584 for Kotak Mahindra Bank Limited – JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Kotak Mahindra Bank Limited – JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI is KKBK0004584. The first four letters KKBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004584 map to this branch in DELHI, DELHI.

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jagriti Enclave Anand Vihar Branch Delhi branch in Delhi, Delhi is part of this network and uses the IFSC code KKBK0004584 for all electronic settlement.

Branch details at a glance

Jagriti Enclave Anand Vihar Branch Delhi branch overview

Located at JAGRITI ENCLAVE (ANAND VIHAR)-DELHI, THE JAGRITI NAGAR CO-OPERATIVE HOUSE, BUILDING SOCIETY LTD., JAGRITI ENCLAVE ANAND VIHAR, DELHI-110092, the Jagriti Enclave Anand Vihar Branch Delhi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0004584 is required for all interbank electronic transfers routed through this branch.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0004584 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0004584 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Jagriti Enclave Anand Vihar Branch Delhi branch is mapped to IFSC KKBK0004584 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0004584.

Banking services available

The Jagriti Enclave Anand Vihar Branch Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0004584

How to transfer money using IFSC KKBK0004584

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0004584 across all three.

How to use IFSC KKBK0004584 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0004584.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0004584 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI (IFSC KKBK0004584)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0004584 in your mobile or internet banking app, and the money is credited to the JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jagriti Enclave Anand Vihar Branch Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0004584:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI is still linked to IFSC KKBK0004584.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC KKBK0004584

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI is still mapped to IFSC KKBK0004584. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0004584 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Jagriti Enclave Anand Vihar Branch Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0004584 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jagriti Enclave Anand Vihar Branch Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC KKBK0004584 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC KKBK0004584

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0004584.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jagriti Enclave Anand Vihar Branch Delhi branch sits at JAGRITI ENCLAVE (ANAND VIHAR)-DELHI, THE JAGRITI NAGAR CO-OPERATIVE HOUSE, BUILDING SOCIETY LTD., JAGRITI ENCLAVE ANAND VIHAR, DELHI-110092. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0004584 and your account number.

Verifying IFSC KKBK0004584 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0004584 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1860-2662666.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jagriti Enclave Anand Vihar Branch Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0004584, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code KKBK0004584 belongs to Kotak Mahindra Bank Limited's JAGRITI ENCLAVE ANAND VIHAR BRANCH DELHI branch, located at JAGRITI ENCLAVE (ANAND VIHAR)-DELHI, THE JAGRITI NAGAR CO-OPERATIVE HOUSE,… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.