IFSC Code of Kotak Mahindra Bank Limited, Gurgaon Sector Thirty One-Thirty Two Branch Branch, Delhi

Use this page as a one-stop reference for everything related to Kotak Mahindra Bank Limited's GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch in DELHI, DELHI. The branch's IFSC code KKBK0004258 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0004258 is the IFSC of Kotak Mahindra Bank Limited's GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch. The format is fixed: KKBK = bank code, 0 = reserved, 004258 = branch identifier.

About Kotak Mahindra Bank Limited

Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Gurgaon Sector Thirty One-Thirty Two Branch branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0004258.

Branch details at a glance

Gurgaon Sector Thirty One-Thirty Two Branch branch overview

Located at GURGAON SECTOR 31-32 A BRANCH, 3C, WORLD TRADE TOWER, NEW BARAKHAMBA LANE, NEW DELHI-110001, the Gurgaon Sector Thirty One-Thirty Two Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC KKBK0004258 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch came to be assigned the code KKBK0004258.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0004258, money simply cannot be routed to the GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch electronically.

Account types you can open at the Gurgaon Sector Thirty One-Thirty Two Branch branch

Once you have an account at Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH, the IFSC KKBK0004258 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gurgaon Sector Thirty One-Thirty Two Branch branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0004258

How to transfer money using IFSC KKBK0004258

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0004258 across all three.

NEFT to Kotak Mahindra Bank Limited, GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH using IFSC KKBK0004258

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0004258, and confirm that the system picks up Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC KKBK0004258

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH, ensure your bank's portal accepts IFSC KKBK0004258 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH, use IMPS. With IFSC KKBK0004258 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Gurgaon Sector Thirty One-Thirty Two Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0004258:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH is still linked to IFSC KKBK0004258.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch, the IFSC KKBK0004258 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC KKBK0004258

Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0004258 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0004258 and the account number together uniquely identify the Gurgaon Sector Thirty One-Thirty Two Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH:

• The IFSC is exactly KKBK0004258 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gurgaon Sector Thirty One-Thirty Two Branch branch

The branch is located at GURGAON SECTOR 31-32 A BRANCH, 3C, WORLD TRADE TOWER, NEW BARAKHAMBA LANE, NEW DELHI-110001, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited Gurgaon Sector Thirty One-Thirty Two Branch branch” — the verified location pin for IFSC KKBK0004258 should appear at the top of the results.
2. Confirm the branch is open by calling 1860-2662666 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0004258 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0004258 for Kotak Mahindra Bank Limited – GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gurgaon Sector Thirty One-Thirty Two Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0004258 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0004258 is the IFSC code of Kotak Mahindra Bank Limited, GURGAON SECTOR THIRTY ONE-THIRTY TWO BRANCH branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.