IFSC Code of Kotak Mahindra Bank Limited, The Urban Co Op Bank Ltd Chopda Branch, Maharashtra

If you are searching for the IFSC code of Kotak Mahindra Bank Limited, THE URBAN CO OP BANK LTD CHOPDA branch in CHOPDA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is KKBK0UCB502. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE URBAN CO OP BANK LTD CHOPDA branch, and detailed step-by-step guides for using the IFSC KKBK0UCB502 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD CHOPDA branch, the IFSC KKBK0UCB502 breaks down as follows: KKBK identifies the bank, 0 is the reserved character, and UCB502 identifies this particular branch.

Branch details at a glance

About the bank

Kotak Mahindra Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Urban Co Op Bank Ltd Chopda branch in Chopda, Maharashtra is part of this network and uses the IFSC code KKBK0UCB502 for all electronic settlement.

About this branch

The branch is located at THE URBAN CO OP BANK LTD, RANI LAXMI BAZAR CHOW, BAZAR PETH, CHOPDA (DIST - JALGAON). It serves the Chopda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0UCB502 is used to identify this branch on the RBI payments network.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE URBAN CO OP BANK LTD CHOPDA of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0UCB502 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0UCB502 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC KKBK0UCB502

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0UCB502 across all three.

How to use IFSC KKBK0UCB502 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD CHOPDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0UCB502.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as THE URBAN CO OP BANK LTD CHOPDA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE URBAN CO OP BANK LTD CHOPDA

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD CHOPDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0UCB502 while initiating the transfer and the credit will appear within minutes.

IMPS to Kotak Mahindra Bank Limited THE URBAN CO OP BANK LTD CHOPDA (IFSC KKBK0UCB502)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0UCB502 in your mobile or internet banking app, and the money is credited to the THE URBAN CO OP BANK LTD CHOPDA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC KKBK0UCB502 for Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD CHOPDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Urban Co Op Bank Ltd Chopda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's THE URBAN CO OP BANK LTD CHOPDA branch, the IFSC KKBK0UCB502 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Urban Co Op Bank Ltd Chopda branch is mapped to IFSC KKBK0UCB502 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0UCB502.

Banking services available

The The Urban Co Op Bank Ltd Chopda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2586-223079.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0UCB502

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0UCB502 and the account number together uniquely identify the The Urban Co Op Bank Ltd Chopda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Urban Co Op Bank Ltd Chopda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0UCB502 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC KKBK0UCB502

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD CHOPDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: KKBK0UCB502.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Urban Co Op Bank Ltd Chopda branch

The branch is located at THE URBAN CO OP BANK LTD, RANI LAXMI BAZAR CHOW, BAZAR PETH, CHOPDA (DIST - JALGAON), which puts it inside Chopda, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Kotak Mahindra Bank Limited The Urban Co Op Bank Ltd Chopda branch” — the verified location pin for IFSC KKBK0UCB502 should appear at the top of the results.
2. Confirm the branch is open by calling 2586-223079 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC KKBK0UCB502 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0UCB502 for Kotak Mahindra Bank Limited – THE URBAN CO OP BANK LTD CHOPDA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Urban Co Op Bank Ltd Chopda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0UCB502, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0UCB502 is the IFSC code of Kotak Mahindra Bank Limited, THE URBAN CO OP BANK LTD CHOPDA branch, in CHOPDA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.