If you are searching for the IFSC code of Kotak Mahindra Bank Limited, BHILWARA BRANCH branch in BHILWARA, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is KKBK0003730. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHILWARA BRANCH branch, and detailed step-by-step guides for using the IFSC KKBK0003730 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, KKBK0003730 is the IFSC of Kotak Mahindra Bank Limited's BHILWARA BRANCH branch. The format is fixed: KKBK = bank code, 0 = reserved, 003730 = branch identifier.
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited operates a wide network of branches across India, including the Bhilwara Branch branch in Bhilwara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, KKBK0003730.
Branch details at a glance
| Bank Name | Kotak Mahindra Bank Limited |
|---|---|
| Branch | Bhilwara Branch |
| IFSC Code | KKBK0003730 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA RAJASTHAN 311001 |
| City | Bhilwara |
| District | Bhilwara |
| State | Rajasthan |
| STD Code | 1860 |
| Phone | 2662666 |
About this branch
The branch is located at GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA RAJASTHAN 311001. It serves the Bhilwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Kotak Mahindra Bank Limited. The IFSC KKBK0003730 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Kotak Mahindra Bank Limited's BHILWARA BRANCH branch came to be assigned the code KKBK0003730.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC KKBK0003730, money simply cannot be routed to the BHILWARA BRANCH branch electronically.
Products and account variants supported
Every account opened at the Bhilwara Branch branch is mapped to IFSC KKBK0003730 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains KKBK0003730.
Banking services available
The Bhilwara Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2662666.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC KKBK0003730
How to transfer money using IFSC KKBK0003730
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0003730 across all three.
NEFT to Kotak Mahindra Bank Limited, BHILWARA BRANCH using IFSC KKBK0003730
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC KKBK0003730, and confirm that the system picks up Kotak Mahindra Bank Limited – BHILWARA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHILWARA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's BHILWARA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0003730 while initiating the transfer and the credit will appear within minutes.
IMPS to Kotak Mahindra Bank Limited BHILWARA BRANCH (IFSC KKBK0003730)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC KKBK0003730 in your mobile or internet banking app, and the money is credited to the BHILWARA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC KKBK0003730 for Kotak Mahindra Bank Limited – BHILWARA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – KKBK0003730 | Yes – KKBK0003730 | Yes – KKBK0003730 |
For most retail customers crediting the Bhilwara Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC KKBK0003730
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Kotak Mahindra Bank Limited – BHILWARA BRANCH is still mapped to IFSC KKBK0003730. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC KKBK0003730 and the beneficiary's account number to complete the transfer.
Online banking and IFSC KKBK0003730
Kotak Mahindra Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHILWARA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC KKBK0003730 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0003730 and the account number together uniquely identify the Bhilwara Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – BHILWARA BRANCH:
- The IFSC is exactly KKBK0003730 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Kotak Mahindra Bank Limited as the bank name and BHILWARA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhilwara Branch branch sits at GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA RAJASTHAN 311001. If you are travelling from outside Bhilwara, search for the branch on a maps application using the bank name and locality, or call 1860-2662666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0003730 and your account number.
Verifying IFSC KKBK0003730 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm KKBK0003730 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2662666.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhilwara Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC KKBK0003730, however, work 24x7.
Branch address & contact
Kotak Mahindra Bank LimitedBhilwara Branch Branch
GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA RAJASTHAN 311001
Bhilwara, Rajasthan
Phone: 1860-2662666
IFSC: KKBK0003730
Frequently asked questions
What is the IFSC code of Kotak Mahindra Bank Limited Bhilwara Branch branch?
The IFSC code of Kotak Mahindra Bank Limited, Bhilwara Branch branch is KKBK0003730. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhilwara Branch branch but serve different purposes.
Does Kotak Mahindra Bank Limited Bhilwara Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2662666 to confirm.
How do I add Kotak Mahindra Bank Limited Bhilwara Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC KKBK0003730, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC KKBK0003730 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC KKBK0003730 to send funds instantly.
Where is Kotak Mahindra Bank Limited Bhilwara Branch branch located?
Kotak Mahindra Bank Limited's Bhilwara Branch branch is located at GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA RAJASTHAN 311001, Bhilwara, Rajasthan.
Is IFSC KKBK0003730 the same for all accounts at Bhilwara Branch branch?
Yes. The IFSC KKBK0003730 is shared by every account held at Kotak Mahindra Bank Limited's Bhilwara Branch branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using KKBK0003730 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Kotak Mahindra Bank Limited – Bhilwara Branch reflect within 30 minutes.
Summary
The IFSC code KKBK0003730 belongs to Kotak Mahindra Bank Limited's BHILWARA BRANCH branch, located at GROUND AND FIRST FLOOR PLOT NO 3 SABUN MARG NEAR PURANDAS BAGICHI BHILWARA… in BHILWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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