IFSC Code of Kotak Mahindra Bank Limited, Shri Rukhmini Sahakari Bank Ltd Belwandi Bk Branch, Maharashtra

Below are the complete branch details for Kotak Mahindra Bank Limited, SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch, located in BELWANDI BK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is KKBK0SRSB03. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case KKBK0SRSB03 for Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, KKBK0SRSB03 is the IFSC of Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch. The format is fixed: KKBK = bank code, 0 = reserved, SRSB03 = branch identifier.

Bank profile

Kotak Mahindra Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch — IFSC KKBK0SRSB03 — extends the bank's services to customers in and around Belwandi Bk, Maharashtra.

Branch details at a glance

About the Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch

The Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch of Kotak Mahindra Bank Limited is situated at SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK A/P BELWANDI BK & TAL SHRIGONDA, DIST. AHMEDNAGAR, PIN 413702. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code KKBK0SRSB03 is used.

Why every Kotak Mahindra Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK of Kotak Mahindra Bank Limited — its own 11-character IFSC. The code KKBK0SRSB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC KKBK0SRSB03 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch is mapped to IFSC KKBK0SRSB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Kotak Mahindra Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains KKBK0SRSB03.

Products and services

Customers walking into the Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch can access most of Kotak Mahindra Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC KKBK0SRSB03

How to transfer money using IFSC KKBK0SRSB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC KKBK0SRSB03 across all three.

How to use IFSC KKBK0SRSB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC KKBK0SRSB03.
4. Confirm the bank name auto-populates as Kotak Mahindra Bank Limited and the branch as SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK

If you need to transfer ₹2 lakh or more in one go to an account at Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC KKBK0SRSB03 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK, use IMPS. With IFSC KKBK0SRSB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shri Rukhmini Sahakari Bank Ltd Belwandi Bk

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC KKBK0SRSB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK is still linked to IFSC KKBK0SRSB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Kotak Mahindra Bank Limited's SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch, the IFSC KKBK0SRSB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC KKBK0SRSB03 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Kotak Mahindra Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC KKBK0SRSB03 and the account number together uniquely identify the Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK:

• The IFSC is exactly KKBK0SRSB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Kotak Mahindra Bank Limited as the bank name and SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shri Rukhmini Sahakari Bank Ltd Belwandi Bk branch sits at SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK A/P BELWANDI BK & TAL SHRIGONDA, DIST. AHMEDNAGAR, PIN 413702. If you are travelling from outside Belwandi Bk, search for the branch on a maps application using the bank name and locality, or call 2487-250050 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC KKBK0SRSB03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC KKBK0SRSB03 for Kotak Mahindra Bank Limited – SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shri Rukhmini Sahakari Bank Ltd Belwandi Bk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to KKBK0SRSB03 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: KKBK0SRSB03 is the IFSC code of Kotak Mahindra Bank Limited, SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch, in BELWANDI BK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.